Software health reportschema 0.27.0 · metrics 1.13.0 · 2026-07-24 18:14 UTC
moovfinancial / moov-ruby

Moov generated Ruby SDK
RubyApache-2.0★ 1 star⑂ 1 forksince Aug 2025View on GitHub ↗
moovfinancial/moov-ruby holds a health index of 61 out of 100, placing it in the Moderate band. It scores highest on Vitality (93/100) and lowest on AI Readiness (34/100). It was last updated today. A single contributor accounts for most of its recent work.
overall / 100
Moderate
Software health index

Metrics are grouped into weighted categories on one standardized 1–100 scale. Overall starts as their weighted mean; when public evidence triggers the High-Risk Jurisdiction Policy, the rating is adjusted and receives an At risk ceiling of 49. AI Readiness sits outside the overall score.
Excellent85-100Exemplary; meets essentially all checked criteria
Good70-84Healthy; minor gaps
Moderate50-69Acceptable with notable gaps; review recommended
At risk30-49Significant weaknesses; adoption warrants caution
Critical1-29Severe problems (abandoned, single-maintainer, no hygiene)
Score profile

Each axis is a category. The shape matters more than the average — a healthy subject fills the whole shape, while a spike-and-crater profile means strength in one dimension is masking risk in another.
Ownership

MoovOrganization
32 followers21 public repossince Sep 2020
This repository is backed by an organization — shared, accountable stewardship that can outlive any single maintainer.
Package ecosystems

Registry	Package	Version	Downloads / mo	Versions	Last publish
RubyGems	moov_ruby	26.7.0	-	285	0 days ago
Metrics by category

Vitality

Is the project alive — is code being written and are releases shipping?
93Excellent · 22% of overall
Development activity

89Excellent
How it's scored
36/36	Push recency — last push 0 days ago
27/36	Commit cadence — 39/52 weeks with commits
18/18	Commit volume — 110 commits in the last year
8/10	OpenSSF Scorecard: Maintained — 10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8
Inputs used
commits_last_year	110
human_commit_share	1
days_since_last_push	0
active_weeks_last_year	39
Release discipline

100Excellent
How it's scored
27/27	Ships releases — 100 releases published
36/36	Release recency — latest release 0 days ago
27/27	Release cadence — a release every ~1.2 days
0/10	OpenSSF Scorecard: Signed-Releases — no data
Inputs used
releases_count	100
latest_release_tag	v26.10.0-dev.1
releases_from_tags	no
days_since_latest_release	0
mean_days_between_releases	1.2
Excluded from scoring (no data or not applicable): OpenSSF Scorecard: Signed-Releases. Remaining weights renormalized.
Community & Adoption

Does the project have users, downloads, attention, and a welcoming setup for contributors?
40At risk · 18% of overall
Popularity & adoption

1Critical
How it's scored
0/60	Stars — 1 stars
0/25	Forks — 1 forks
0/15	Watchers — 0 watchers
Inputs used
forks	1
stars	1
watchers	0
growth_state	unverified
growth_factor_pct	100
growth_unverified_reason	no_history
Community health

70Good
How it's scored
22.5/22.5	README
22.5/22.5	License — recognized license (Apache-2.0)
18/18	CONTRIBUTING guide
0/13.5	Code of conduct
0/7.2	Issue template
0/6.3	PR template
Inputs used
has_readme	yes
has_license	yes
has_contributing	yes
has_issue_template	no
has_code_of_conduct	no
has_pull_request_template	no
Ecosystem adoption (downloads)

62Moderate
How it's scored
49.5/80	Total downloads — 57,987 downloads all-time across rubygems
0/20	Registry dependents — not reported by this ecosystem
Inputs used
packages	moov_ruby
dependents	—
ecosystems	rubygems
total_downloads	57,987
monthly_downloads	—
Excluded from scoring (no data or not applicable): Registry dependents. Remaining weights renormalized.
Sustainability & Governance

Will the project survive its people — bus factor, responsiveness, who backs it, and package upkeep?
57Moderate · 24% of overall
Maintainer resilience (bus factor)

26Critical
How it's scored
9/54	Bus factor — 1 contributor(s) cover half of all commits
2.7/22.5	Commit distribution — top contributor authored 88% of commits
4.1/13.5	Contributor breadth — 3 contributors
10/10	OpenSSF Scorecard: Contributors — project has 4 contributing companies or organizations
Inputs used
bus_factor	1
contributors_sampled	3
top_contributor_share	0.882
Issue & PR responsiveness

54Moderate
How it's scored
0/46.8	Issue resolution — no issues or no data
28.7/38.3	PR acceptance — 6/8 decided PRs merged
0/15	OpenSSF Scorecard: Code-Review — Found 0/30 approved changesets -- score normalized to 0
Inputs used
merged_prs	6
open_issues	0
closed_issues	0
issue_closed_ratio	—
closed_unmerged_prs	2
Excluded from scoring (no data or not applicable): Issue resolution. Remaining weights renormalized.
Ownership & stewardship

62Moderate
How it's scored
30/30	Ownership backing — organization-owned
0/20	Verified domain
10.9/25	Owner reach — 32 followers of moovfinancial
21.5/25	Track record — 21 public repos, account ~5 yr old
Inputs used
followers	32
owner_type	Organization
is_verified	—
owner_login	moovfinancial
public_repos	21
account_age_days	2,150
Package maintenance

100Excellent
How it's scored
25/25	Published & resolvable — 1 package(s) on rubygems
35/35	Publish recency — latest publish 0 days ago
20/20	Version history — 285 published versions
20/20	Not deprecated — active, not deprecated or yanked
Inputs used
packages	moov_ruby
ecosystems	rubygems
any_deprecated	no
min_days_since_publish	0
Engineering Quality

Are baseline engineering and documentation practices in place?
60Moderate · 20% of overall
Engineering practices

50Moderate
How it's scored
24/24	CI workflows — 2 workflow(s)
0/24	Tests present
16/16	Linter config — .rubocop.yml
0/9.6	Pre-commit hooks
0/6.4	.editorconfig
0/20	OpenSSF Scorecard: CI-Tests — no data
Inputs used
has_ci	yes
has_tests	no
has_editorconfig	no
has_linter_config	yes
has_precommit_config	no
Excluded from scoring (no data or not applicable): OpenSSF Scorecard: CI-Tests. Remaining weights renormalized.
Documentation

75Good
How it's scored
30/30	README
25/25	Documentation directory
0/15	Documentation / homepage site
10/10	Repository description
0/10	Topics
10/10	Wiki
Inputs used
topics	—
has_wiki	yes
homepage	—
has_readme	yes
has_docs_dir	yes
has_description	yes
Security

Are visible security and supply-chain practices strong, without unresolved high-risk jurisdiction exposure?
50Moderate · 16% of overall
Security posture

38At risk
How it's scored
7.5/7.5	Binary-Artifacts — no binaries found in the repo
0/7.5	Branch-Protection — branch protection not enabled on development/release branches
0/2.5	CI-Tests — no data
0/2.5	CII-Best-Practices — no effort to earn an OpenSSF best practices badge detected
0/7.5	Code-Review — Found 0/30 approved changesets -- score normalized to 0
2.5/2.5	Contributors — project has 4 contributing companies or organizations
10/10	Dangerous-Workflow — no dangerous workflow patterns detected
0/7.5	Dependency-Update-Tool — no update tool detected
0/5	Fuzzing — project is not fuzzed
2.5/2.5	License — license file detected
6/7.5	Maintained — 10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8
0/5	Packaging — no data
0/5	Pinned-Dependencies — dependency not pinned by hash detected -- score normalized to 0
0/5	SAST — no SAST tool detected
0/5	Security-Policy — security policy file not detected
0/7.5	Signed-Releases — no data
0/7.5	Token-Permissions — detected GitHub workflow tokens with excessive permissions
6/7.5	Vulnerabilities — 2 existing vulnerabilities detected
Inputs used
source	openssf_scorecard
checks_evaluated	15
scorecard_version	v5.5.0
checks_inconclusive	3
scorecard_aggregate	3.8
Excluded from scoring (no data or not applicable): ci_tests, packaging, signed_releases. Remaining weights renormalized.
Dependency advisories

100Excellent
How it's scored
35/35	Direct dependencies free of known advisories — no direct dependency carries a known advisory
0/25	Indirect dependencies free of known advisories — transitive set not separable from development and test dependencies in this scope
0/40	No advisories left outstanding — no advisory carries a publication date
Inputs used
source	osv
advisories	2
affected_packages	2
assessed_packages	58
unassessed_packages	15
affected_by_severity	high 1, moderate 1
direct_affected_packages	0
Excluded from scoring (no data or not applicable): Indirect dependencies free of known advisories, No advisories left outstanding. Remaining weights renormalized. Matched 58 resolved dependencies against OSV. 15 could not be assessed — no resolved version, an unsupported ecosystem, or beyond the reported package list. This repository publishes no package the index resolves, so the repository dependency graph was assessed instead. That graph mixes development and test pins with shipped dependencies, so only the declared runtime dependencies are scored; transitive findings are reported as context and excluded from the score. Reachability is not analyzed.
AI Readiness

How well is the repo equipped to be developed and maintained with AI coding agents? An independent, experimental badge — weight 0.0, so it is surfaced on its own and does not affect the overall health score.
34At risk · 0% of overall
Agent context & guidance

40At risk
How it's scored
0/45	Agent instructions — no CLAUDE.md / AGENTS.md / editor rules
0/15	Machine-readable docs (llms.txt)
40/40	Legible commit history — 89 of 100 human commits state their intent (structured subject or explanatory body)
Inputs used
has_llms_txt	no
legible_history_share	0.89
agent_instruction_files	—
agent_instruction_max_bytes	—
Verify loop (build / test / typecheck)

21Critical
How it's scored
0/18	One-command bootstrap
0/22	Automated tests
11/11	Lint / format config — .rubocop.yml
0/11	Static type checking
10/10	Reproducible environment — lockfile
0/10	Demonstrated agent practice — no agent-authored commits among the last 100
0/8	Automated maintenance — no automated dependency updates observed
0/10	OpenSSF Scorecard: Pinned-Dependencies — dependency not pinned by hash detected -- score normalized to 0
Inputs used
has_nix	no
has_tests	no
lockfiles	Gemfile.lock
has_dockerfile	no
typed_language	no
bootstrap_files	—
has_devcontainer	no
has_linter_config	yes
typecheck_configs	—
agent_commit_share	0
toolchain_manifests	—
dependency_bot_commit_share	0
Code legibility for models

55Moderate
How it's scored
0/45	Type-checkable code — Ruby without a type-check config
54.8/55	Manageable file sizes — 5/1,217 source files over 60KB
Inputs used
primary_language	Ruby
largest_source_bytes	97,409
source_files_sampled	1,217
oversized_source_files	5
Key facts

1GitHub stars
3contributors
110commits, last 12 months
0days since last push
100releases
1bus factor
0open issues
RubyGemspackage ecosystems
Data collection warnings

Star history unavailable: GitHub GraphQL error: Resource not accessible by personal access token
More detail

OpenSSF Scorecard 3.8 / 10
3.8aggregate
Independent, tool-agnostic security assessment from the open-source OpenSSF Scorecard. Each check rewards a security practice, not a specific vendor's tool. Checks Scorecard could not determine are marked n/a and excluded from the security score (never counted as zero).Scorecard v5.5.0 · 2026-07-24 18:14 UTC
10	Binary-Artifacts	no binaries found in the repo
0	Branch-Protection	branch protection not enabled on development/release branches
n/a	CI-Tests	no pull request found
0	CII-Best-Practices	no effort to earn an OpenSSF best practices badge detected
0	Code-Review	Found 0/30 approved changesets -- score normalized to 0
10	Contributors	project has 4 contributing companies or organizations
10	Dangerous-Workflow	no dangerous workflow patterns detected
0	Dependency-Update-Tool	no update tool detected
0	Fuzzing	project is not fuzzed
10	License	license file detected
8	Maintained	10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8
n/a	Packaging	packaging workflow not detected
0	Pinned-Dependencies	dependency not pinned by hash detected -- score normalized to 0
0	SAST	no SAST tool detected
0	Security-Policy	security policy file not detected
n/a	Signed-Releases	no releases found
0	Token-Permissions	detected GitHub workflow tokens with excessive permissions
8	Vulnerabilities	2 existing vulnerabilities detected
All dependencies 73
Full resolved dependency set from the GitHub dependency graph: 0 direct and 73 indirect (transitive) packages. The transitive closure is complete when the repository commits a lockfile.
Registry	Package	Version	Relation
RubyGems	ansi	`1.5.0`	indirect
RubyGems	ast	`2.4.2`	indirect
RubyGems	base64	`—`	indirect
RubyGems	base64	`0.3.0`	indirect
RubyGems	benchmark	`0.5.0`	indirect
RubyGems	builder	`3.3.0`	indirect
RubyGems	date	`3.5.1`	indirect
RubyGems	erb	`6.0.1`	indirect
RubyGems	erubi	`1.13.1`	indirect
RubyGems	faraday	`—`	indirect
RubyGems	faraday	`2.14.3`	indirect
RubyGems	faraday-multipart	`—`	indirect
RubyGems	faraday-multipart	`1.2.0`	indirect
RubyGems	faraday-net_http	`3.4.4`	indirect
RubyGems	faraday-retry	`—`	indirect
RubyGems	faraday-retry	`2.4.0`	indirect
RubyGems	io-console	`0.8.2`	indirect
RubyGems	irb	`—`	indirect
RubyGems	irb	`1.16.0`	indirect
RubyGems	json	`2.8.2`	indirect
RubyGems	language_server-protocol	`3.17.0.4`	indirect
RubyGems	lint_roller	`1.1.0`	indirect
RubyGems	logger	`1.6.6`	indirect
RubyGems	minitest	`—`	indirect
RubyGems	minitest	`6.0.1`	indirect
RubyGems	minitest-focus	`—`	indirect
RubyGems	minitest-focus	`1.4.1`	indirect
RubyGems	minitest-reporters	`—`	indirect
RubyGems	minitest-reporters	`1.7.1`	indirect
RubyGems	multipart-post	`2.4.1`	indirect
RubyGems	net-http	`0.9.1`	indirect
RubyGems	netrc	`0.11.0`	indirect
RubyGems	parallel	`1.26.3`	indirect
RubyGems	parser	`3.3.7.1`	indirect
RubyGems	pp	`0.6.3`	indirect
RubyGems	prettyprint	`0.2.0`	indirect
RubyGems	prism	`1.7.0`	indirect
RubyGems	psych	`5.3.1`	indirect
RubyGems	racc	`1.8.1`	indirect
RubyGems	rainbow	`3.1.1`	indirect
RubyGems	rake	`—`	indirect
RubyGems	rake	`13.2.1`	indirect
RubyGems	rbi	`0.3.8`	indirect
RubyGems	rbs	`4.0.0.dev.4`	indirect
RubyGems	rdoc	`7.0.3`	indirect
RubyGems	regexp_parser	`2.10.0`	indirect
RubyGems	reline	`0.6.3`	indirect
RubyGems	require-hooks	`0.2.2`	indirect
RubyGems	rexml	`3.4.4`	indirect
RubyGems	rubocop	`—`	indirect
RubyGems	rubocop	`1.73.2`	indirect
RubyGems	rubocop-ast	`1.38.1`	indirect
RubyGems	rubocop-minitest	`—`	indirect
RubyGems	rubocop-minitest	`0.37.1`	indirect
RubyGems	ruby-progressbar	`1.13.0`	indirect
RubyGems	sorbet	`—`	indirect
RubyGems	sorbet	`0.6.12872`	indirect
RubyGems	sorbet-runtime	`—`	indirect
RubyGems	sorbet-runtime	`0.6.12872`	indirect
RubyGems	sorbet-static	`0.6.12872`	indirect
RubyGems	sorbet-static-and-runtime	`0.6.12872`	indirect
RubyGems	spoom	`1.7.11`	indirect
RubyGems	stringio	`3.2.0`	indirect
RubyGems	tapioca	`—`	indirect
RubyGems	tapioca	`0.17.10`	indirect
RubyGems	thor	`1.4.0`	indirect
RubyGems	tsort	`—`	indirect
RubyGems	tsort	`0.2.0`	indirect
RubyGems	unicode-display_width	`3.2.0`	indirect
RubyGems	unicode-emoji	`4.2.0`	indirect
RubyGems	uri	`1.1.1`	indirect
RubyGems	yard	`0.9.42`	indirect
RubyGems	yard-sorbet	`0.9.0`	indirect
Dependency advisories 2
This repository publishes no package the index resolves, so its own dependency graph was assessed — 58 packages, which also include development and test pins that never ship: 2 carry known advisories, of which 0 are direct. 15 could not be assessed — no resolved version, an unsupported ecosystem, or beyond the reported package list.
Package	Version	Relation	Severity	Advisories	Fixed in
erb	`6.0.1`	indirect	high	1	`6.0.4`
yard	`0.9.42`	indirect	moderate	1	`0.9.44`
An advisory means the version recorded in the dependency graph falls inside an advisory’s affected range. Reachability is not analysed, and the graph includes development and test pins — a finding may concern tooling rather than shipped software.
Raw JSON report machine-readable
{
  "data": {
    "repo": {
      "topics": [],
      "is_fork": false,
      "size_kb": 5633,
      "has_wiki": true,
      "homepage": null,
      "languages": {
        "Ruby": 3989745
      },
      "pushed_at": "2026-07-24T18:11:21Z",
      "created_at": "2025-08-12T18:53:33Z",
      "owner_type": "Organization",
      "updated_at": "2026-07-14T00:31:25Z",
      "description": "Moov generated Ruby SDK",
      "is_archived": false,
      "is_disabled": false,
      "license_spdx": "Apache-2.0",
      "default_branch": "main",
      "license_spdx_raw": "Apache-2.0",
      "primary_language": "Ruby",
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      "blog": "https://moov.io",
      "name": "Moov",
      "type": "Organization",
      "login": "moovfinancial",
      "company": null,
      "location": "United States of America",
      "followers": 32,
      "avatar_url": "https://avatars.githubusercontent.com/u/70708500?v=4",
      "created_at": "2020-09-03T14:28:42Z",
      "is_verified": null,
      "public_repos": 21,
      "account_age_days": 2150
    },
    "license": {
      "state": "standard",
      "spdx_id": "Apache-2.0",
      "raw_spdx": "Apache-2.0",
      "file_present": true,
      "scorecard_found": true,
      "profile_has_license": true
    },
    "activity": {
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        {
          "tag": "v26.10.0-dev.1",
          "kind": "prerelease",
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        {
          "tag": "v26.4.12",
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          "published_at": "2026-07-13T22:06:59Z"
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          "tag": "v26.7.0-dev.6",
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        },
        {
          "tag": "v25.2.11",
          "kind": "patch",
          "published_at": "2026-07-13T20:55:54Z"
        },
        {
          "tag": "v26.4.11",
          "kind": "patch",
          "published_at": "2026-07-13T20:55:31Z"
        },
        {
          "tag": "v24.2.11",
          "kind": "patch",
          "published_at": "2026-07-13T20:54:38Z"
        },
        {
          "tag": "v25.8.10",
          "kind": "patch",
          "published_at": "2026-07-13T17:33:50Z"
        },
        {
          "tag": "v26.4.10",
          "kind": "patch",
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          "kind": "patch",
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        },
        {
          "tag": "v0.0.0-dev.22",
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          "published_at": "2026-07-09T00:38:04Z"
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          "tag": "v26.7.0-dev.4",
          "kind": "prerelease",
          "published_at": "2026-07-08T19:30:48Z"
        },
        {
          "tag": "v26.2.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:42Z"
        },
        {
          "tag": "v25.8.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:42Z"
        },
        {
          "tag": "v24.2.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:30Z"
        },
        {
          "tag": "v25.2.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:25Z"
        },
        {
          "tag": "v25.11.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:20Z"
        },
        {
          "tag": "v25.5.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:20Z"
        },
        {
          "tag": "v26.4.9",
          "kind": "patch",
          "published_at": "2026-07-08T19:30:16Z"
        },
        {
          "tag": "v0.0.0-dev.21",
          "kind": "prerelease",
          "published_at": "2026-06-19T00:56:27Z"
        },
        {
          "tag": "v25.8.8",
          "kind": "patch",
          "published_at": "2026-06-18T15:08:47Z"
        },
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          "tag": "v25.8.6",
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          "tag": "v25.8.5",
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          "tag": "v26.4.4",
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          "tag": "v25.11.5",
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          "tag": "v26.2.5",
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          "published_at": "2026-05-11T18:27:10Z"
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          "tag": "v25.2.5",
          "kind": "patch",
          "published_at": "2026-05-11T18:26:56Z"
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        {
          "tag": "v25.5.5",
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          "published_at": "2026-05-11T18:26:55Z"
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          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
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          "body": "* `client.card_issuing.request()`:  `response.state` **Changed** (Breaking ⚠️)\n* `client.onboarding.get_invite()`:  `response.capabilities[].enum(issuing.cardholder)` **Added** (Breaking ⚠️)\n* `client.onboarding.list_invites()`:  `response.[].capabilities[].enum(issuing.cardholder)` **Added** (Break\n[…]\n  *  `request.capability` **Changed**\n* `client.accounts.list()`: \n  *  `request.capability` **Changed**\n* `client.accounts.create()`: \n  *  `request.capabilities[].enum(issuing.cardholder)` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
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          "committed_at": "2026-07-09T00:38:00Z",
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          "body": "* `client.webhooks.list()`:  `response.[].event_types[].enum(authorization.expiring)` **Added** (Breaking ⚠️)\n* `client.payment_links.create()`: \n  *  `request.create_payment_link` **Changed** (Breaking ⚠️)\n  *  `response` **Changed** (Breaking ⚠️)\n  *  `error.custom_amount_payment` **Added**\n* `cli\n[…]\ne()`: \n  *  `request.update_issued_card` **Changed** (Breaking ⚠️)\n  *  `response` **Changed** (Breaking ⚠️)\n  *  `error` **Changed** (Breaking ⚠️)\n* `client.transfers.list_cancellations()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
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          "committed_at": "2026-06-19T00:56:23Z",
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          "body": "* `client.invoices.create_invoice()`: \n  *  `request.create_invoice` **Changed** (Breaking ⚠️)\n  *  `response` **Changed** (Breaking ⚠️)\n  *  `error` **Changed** (Breaking ⚠️)\n* `client.invoices.list_invoices()`:  `response.[]` **Changed** (Breaking ⚠️)\n* `client.invoices.get_invoice()`:  `response`\n[…]\nreate()`:  `response.transfer_controls` **Added**\n* `client.transfer_config.get()`:  `response.transfer_controls` **Added**\n* `client.transfer_config.update()`:  `response.transfer_controls` **Added**",
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          "headline": "## Ruby SDK Changes:",
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          "body": "* `client.payment_links.create()`: \n  *  `request.create_payment_link` **Changed** (Breaking ⚠️)\n  *  `response` **Changed** (Breaking ⚠️)\n  *  `error` **Changed** (Breaking ⚠️)\n* `client.payment_links.list()`:  `response.[]` **Changed** (Breaking ⚠️)\n* `client.payment_links.get()`:  `response` **Ch\n[…]\ntransfers()`:  `response.Map<Transfer>` **Changed** (Breaking ⚠️)\n* `client.transfers.get()`:  `response` **Changed** (Breaking ⚠️)\n* `client.transfers.update()`:  `response` **Changed** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-05-13T00:42:21Z",
          "body_truncated": true,
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          "oid": "09b8cf30b17571b9d89fbf58df1f9fa9450c3afa",
          "body": "* `client.google_pay.link_token()`:  `response.[].google_pay` **Changed** (Breaking ⚠️)\n* `client.payment_methods.list()`:  `response.[].union(pull-from-google-pay).google_pay` **Changed** (Breaking ⚠️)\n* `client.payment_methods.get()`:  `response.union(pull-from-google-pay).google_pay` **Changed** \n[…]\ntransfers()`:  `response.Map<Transfer>` **Changed** (Breaking ⚠️)\n* `client.transfers.get()`:  `response` **Changed** (Breaking ⚠️)\n* `client.transfers.update()`:  `response` **Changed** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
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          "headline": "## Ruby SDK Changes:",
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          "body": "* `client.files.upload()`: \n  *  `request.file_upload_request_multi_part.metadata` **Changed** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-05-02T00:38:17Z",
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          "oid": "e02bd30ee93f72e43468be1ff719ded15f874786",
          "body": "* `client.google_pay.link_token()`: \n  *  `request.link_google_pay` **Changed** (Breaking ⚠️)\n  *  `response.[].payment_method_type` **Changed** (Breaking ⚠️)\n  *  `error` **Changed** (Breaking ⚠️)\n* `client.transfers.create()`: \n  *  `request.create_transfer.amount_details` **Added**\n  *  `response\n[…]\ndetails` **Added**\n* `client.transfers.get_refund()`:  `response.amount_details` **Added**\n* `client.transfers.create_reversal()`:  `response.union(ReversedWithRefund).refund.amount_details` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
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          "committed_at": "2026-04-26T00:34:18Z",
          "body_truncated": true,
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          "body": "* `client.payment_links.update()`: \n  *  `request.update_payment_link.payout.allowed_methods[]` **Changed**\n  *  `response.payout.allowed_methods[]` **Changed** (Breaking ⚠️)\n* `client.cards.list()`:  `response.[].payment_methods[].payment_method_type` **Changed** (Breaking ⚠️)\n* `client.bank_accoun\n[…]\ne.status` **Added**\n* `client.google_pay.link_token()`: **Added**\n* `client.resolution_links.create()`:  `response.status` **Added**\n* `client.resolution_links.list()`:  `response.[].status` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
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          "author_login": "speakeasybot",
          "committed_at": "2026-04-21T00:33:44Z",
          "body_truncated": true,
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          "body": null,
          "is_bot": false,
          "headline": "Set SPEAKEASY_BUMP_OVERRIDE to patch",
          "author_name": "Pavel Gabriel",
          "author_login": "alovak",
          "committed_at": "2026-04-20T12:50:41Z",
          "body_truncated": false,
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        },
        {
          "oid": "e19c2b89ffbe8538729000ef479489082e4341f2",
          "body": "* `client.cards.update()`:  `response.payment_methods[].payment_method_type` **Changed** (Breaking ⚠️)\n* `client.payment_methods.list()`: \n  *  `request.payment_method_type` **Changed**\n  *  `response.[]` **Changed** (Breaking ⚠️)\n* `client.bank_accounts.link()`:  `response.payment_methods[].payment\n[…]\nreaking ⚠️)\n* `client.transfers.get()`:  `response` **Changed** (Breaking ⚠️)\n* `client.transfers.update()`:  `response` **Changed** (Breaking ⚠️)\n* `client.transfers.batch_get_transfers()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-04-16T00:35:01Z",
          "body_truncated": true,
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          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.757.0",
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          "body_truncated": false,
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          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.755.0",
          "author_name": "speakeasybot",
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          "is_coding_agent": false
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          "oid": "a36ee3558da0f17375474cc2d56444deeea9ff3c",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.755.0",
          "author_name": "speakeasybot",
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          "committed_at": "2026-03-14T10:03:46Z",
          "body_truncated": false,
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          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.755.0",
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          "committed_at": "2026-03-14T09:44:52Z",
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        },
        {
          "oid": "54d81e67b08eb31b0d54b87d834a36a310d81fb6",
          "body": "* `client.accounts.create()`:  `request` **Changed** (Breaking ⚠️)\n* `client.accounts.list()`: \n  *  `request.x_moov_version` **Removed** (Breaking ⚠️)\n* `client.accounts.get()`:  `request.x_moov_version` **Removed** (Breaking ⚠️)\n* `client.accounts.update()`:  `request.x_moov_version` **Removed** (\n[…]\n️)\n* `client.terminal_applications.delete()`:  `request.x_moov_version` **Removed** (Breaking ⚠️)\n* `client.terminal_applications.create_version()`:  `request.x_moov_version` **Removed** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-03-14T09:22:23Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "289ef18da30b2d281a1678ad3c57567d032d903d",
          "body": "* `client.resolution_links.create()`: **Added**\n* `client.resolution_links.list()`: **Added**\n* `client.resolution_links.get()`: **Added**\n* `client.resolution_links.disable()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-03-12T00:21:44Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "261493752b2cdd79789b1c24aa22d2ee56fd6112",
          "body": "… init\n\nMove the X-Moov-Version header from being set during SDK initialization\n(via globals) to being set directly on each outgoing request via a\nbefore-request hook.\n\n## What changed\n\nThe version header hook now implements the before-request interface instead\nof SDK-init. The header is set to the \n[…]\now — they will be silently overridden by this change and will cause a\ncompilation error in the next release.\n\nIf you need a different API version, use the SDK release that corresponds\nto that version.",
          "is_bot": false,
          "headline": "fix: set X-Moov-Version header via before-request hook instead of SDK…",
          "author_name": "Pavel Gabriel",
          "author_login": "alovak",
          "committed_at": "2026-03-10T21:31:48Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "f334e242eb4e752d9635cb7a1d6ecb0cdb643c11",
          "body": "* `client.transfers.create()`: \n  *  `response.destination.rtp_details` **Removed** (Breaking ⚠️)\n  *  `error.destination.rtp_details` **Removed** (Breaking ⚠️)\n* `client.transfers.list()`:  `response.[].destination.rtp_details` **Removed** (Breaking ⚠️)\n* `client.transfers.get()`:  `response.destin\n[…]\nse` **Changed**\n* `client.invoices.list_invoices()`:  `response.[]` **Changed**\n* `client.invoices.get_invoice()`:  `response` **Changed**\n* `client.invoices.update_invoice()`:  `response` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-03-10T00:22:32Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "9cb6235fa8481dbcaf8b6f8306323d140aa1195d",
          "body": "* `client.fee_plans.list_fee_plan_agreements()`:  `response.[].billable_fees[].fee_category.enum(instant_bank)` **Added** (Breaking ⚠️)\n* `client.fee_plans.create_fee_plan_agreements()`:  `response.billable_fees[].fee_category.enum(instant_bank)` **Added** (Breaking ⚠️)\n* `client.fee_plans.list_fee_\n[…]\n.fee_category.enum(instant_bank)` **Added** (Breaking ⚠️)\n* `client.fee_plans.list_partner_pricing_agreements()`:  `response.[].billable_fees[].fee_category.enum(instant_bank)` **Added** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-03-02T00:24:09Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "dc7aa8cf82f4b7b782a2859f0f82182962317563",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.725.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-24T00:25:20Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "dec9004817b808d25aa4581c50d9f32de38ba59e",
          "body": "* `client.statements.list()`:  `response.[].account_fees.invoice_payment_fee` **Added**\n* `client.statements.get()`:  `response.account_fees.invoice_payment_fee` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-21T00:24:32Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "1eac0c140aa950c4e3af98bed08f7ae870a7e2e9",
          "body": "* `client.payment_links.update()`:  `response.payment_link_type.enum(invoice_payment)` **Added** (Breaking ⚠️)\n* `client.sweeps.list()`:  `response.[].subtotals[].type.enum(instant_bank_failure)` **Added** (Breaking ⚠️)\n* `client.invoices.update_invoice()`: \n  *  `request.update_invoice.line_items.i\n[…]\n`:  `response.destination.instant_bank_details` **Added**\n* `client.cards.link()`:  `error.status[409]` **Added**\n* `client.transfers.list()`:  `response.[].destination.instant_bank_details` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-20T00:23:11Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "c1d1bb094ec43d991e3002499f4033bb9804c4bf",
          "body": null,
          "is_bot": false,
          "headline": "se run with dev version 0.0.0",
          "author_name": "Pavel Gabriel",
          "author_login": "alovak",
          "committed_at": "2026-02-16T22:18:01Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "380125736c2aab62d80ced503b7e1f408fa34cd9",
          "body": null,
          "is_bot": false,
          "headline": "switch se workflow to api-dev",
          "author_name": "Pavel Gabriel",
          "author_login": "alovak",
          "committed_at": "2026-02-16T22:12:19Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "af9adca5a5a9c343bf4758b42cb6676ee23b68d3",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.716.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-14T00:34:23Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "39ea21b9575831e1345ac4b9362e024a2a063fcc",
          "body": "* `client.fee_plans.list_fee_revenue()`:  `response.[].generated_by.invoice_id` **Added**\n* `client.fee_plans.retrieve_fees()`:  `response.[].generated_by.invoice_id` **Added**\n* `client.fee_plans.list_fees_fetch()`:  `response.[].generated_by.invoice_id` **Added**\n* `client.fee_plans.list_residual_fees()`:  `response.[].generated_by.invoice_id` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-13T00:35:53Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "0722ec6de30643b54e7cdc2cd39d2fdb24b379d8",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.710.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-12T00:32:13Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "f83bccc645b5195bdd5f5a718feec80ba2d1f68e",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.709.4",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-11T00:37:56Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "7dc0bb65f7b130a8044c46681abcd14f19e57ab2",
          "body": "* `client.invoices.create_invoice()`: \n  *  `request.create_invoice.line_items.items[]` **Changed** (Breaking ⚠️)\n  *  `error.line_items.items.Map<CreateInvoiceLineItemValidationError>` **Changed**\n* `client.invoices.update_invoice()`: \n  *  `request.update_invoice.line_items.items[]` **Changed** (Breaking ⚠️)\n  *  `error.line_items.items.Map<InvoiceLineItemValidationError>` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-10T00:38:09Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "c3e2c667977726c86c18ba1229d568248eb33904",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.706.1",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-06T00:30:54Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "4a213e02beabd5484e3660b4f9f3b2fb30d7b04f",
          "body": "* `client.fee_plans.list_partner_pricing()`: **Removed** (Breaking ⚠️)",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-05T00:33:34Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "e750ee5694e0ebb8d722e64a53f669a8d29ef73b",
          "body": null,
          "is_bot": false,
          "headline": "add speakeasy workflow template for roller",
          "author_name": "Pavel Gabriel",
          "author_login": "alovak",
          "committed_at": "2026-02-03T16:30:00Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "8dcfc9a12fd013fc92c40457fc70fe11e920ea44",
          "body": "* `client.fee_plans.list_residuals()`:  `response.[].moov_share` **Removed** **Breaking** ⚠️\n* `client.fee_plans.get_residual()`:  `response.moov_share` **Removed** **Breaking** ⚠️",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-02-03T00:33:55Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "f4872b5bc60a968bb57014798d3d8737910e68e0",
          "body": "* `client.onboarding.create_invite()`: \n  *  `request.onboarding_invite_request.grant_scopes` **Added**\n  *  `response.grant_scopes` **Added**\n* `client.onboarding.list_invites()`:  `response.[].grant_scopes` **Added**\n* `client.onboarding.get_invite()`:  `response.grant_scopes` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-28T00:29:36Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "6e20692f8255ae257a573280aed30fa72d276eba",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.695.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-23T00:30:14Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "9c1f77b217d0cfd1ead4d261fba939b419ef2527",
          "body": "* `client.invoices.list_invoices()`: \n  *  `request` **Changed**\n  *  `error` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-22T00:29:42Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "ebe56c8f0ee8fc0ec3178f88f5b48be869f1fb60",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.691.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-21T00:29:25Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "4d755c8066e321b298c8c2dba04d2694fe2a56f9",
          "body": "* `client.statements.list()`:  `response.[].ach_fees.bank_account_verification` **Added**\n* `client.statements.get()`:  `response.ach_fees.bank_account_verification` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-16T00:28:34Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "95b6a2e08304aa8da3cd1c5aceb797df1dc3973f",
          "body": "* `client.products.list()`:  `request` **Changed** **Breaking** :warning:\n* `client.transfers.create()`: \n  *  `response` **Changed**\n  *  `error` **Changed**\n* `client.transfers.list()`:  `response.[]` **Changed**\n* `client.transfers.get()`:  `response` **Changed**\n* `client.transfers.update()`:  `response` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-15T00:28:14Z",
          "body_truncated": false,
          "is_coding_agent": false
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        {
          "oid": "e2ac3acdf40ac83f09e3c27ac56d3c33e353c8f5",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.680.5",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-14T00:29:00Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "158c751bebf17b3ce5238dc02071dc828de6dfc0",
          "body": "* `client.invoices.list_invoice_payments()`:  `response.[]` **Changed** **Breaking** :warning:\n* `client.invoices.update_invoice()`:  `response` **Changed** **Breaking** :warning:\n* `client.invoices.create_invoice_payment()`: \n  *  `request.create_invoice_payment.amount` **Added** **Breaking** :warn\n[…]\n**\n* `client.scheduling.get()`:  `response.occurrences.[].run_transfer.line_items.items.[]` **Changed**\n* `client.scheduling.get_occurrance()`:  `response.run_transfer.line_items.items.[]` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-10T00:28:04Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "1309c74b17492ea68a096ed235d55e95d1f02ff0",
          "body": "* `client.invoices.create_invoice()`:  `response.payments.[]` **Changed** **Breaking** :warning:\n* `client.invoices.update_invoice()`:  `response.payments.[]` **Changed** **Breaking** :warning:\n* `client.invoices.get_invoice()`:  `response.payments.[]` **Changed** **Breaking** :warning:\n* `client.in\n[…]\nret()`: **Added**\n* `client.webhooks.create()`: **Added**\n* `client.webhooks.list()`: **Added**\n* `client.webhooks.list_event_types()`: **Added**\n* `client.invoices.list_invoice_payments()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-09T00:28:39Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "d34f6505b00cf2d2ee8f7f18a2d9d83e155e03cd",
          "body": "* `client.transfers.create()`: \n  *  `request.create_transfer` **Changed**\n  *  `response.source.ach_details.addenda` **Added**\n  *  `error.source.ach_details.addenda` **Added**\n* `client.transfers.list()`:  `response.[].source.ach_details.addenda` **Added**\n* `client.transfers.get()`:  `response.source.ach_details.addenda` **Added**\n* `client.transfers.update()`:  `response.source.ach_details.addenda` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2026-01-07T00:27:21Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "9818ee460a7a5321eb1780b0a05e0423d14c43a0",
          "body": "* `client.transfers.create()`: \n  *  `response.invoice_id` **Added**\n  *  `error.invoice_id` **Added**\n* `client.transfers.list()`:  `response.[].invoice_id` **Added**\n* `client.transfers.get()`:  `response.invoice_id` **Added**\n* `client.transfers.update()`:  `response.invoice_id` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-24T00:27:17Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "ff718076182af5625d668418932e4f3747a88665",
          "body": "* `client.invoices.mark_paid_invoice()`: **Deleted** **Breaking** :warning:\n* `client.images.list()`:  `response.[].disabled_on` **Added**\n* `client.images.upload()`:  `response.disabled_on` **Added**\n* `client.images.get_metadata()`:  `response.disabled_on` **Added**\n* `client.images.update()`:  `response.disabled_on` **Added**\n* `client.images.update_metadata()`:  `response.disabled_on` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-23T00:26:56Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "b6b14e53f0442263208781f626bafcf9e5d46bc4",
          "body": "* `client.transfers.create()`: \n  *  `request.create_transfer.line_items.items.[]` **Changed**\n  *  `response.line_items.items.[]` **Changed**\n  *  `error.line_items.items` **Changed**\n* `client.transfers.list()`:  `response.[].line_items.items.[]` **Changed**\n* `client.transfers.get()`:  `response.line_items.items.[]` **Changed**\n* `client.transfers.update()`:  `response.line_items.items.[]` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-20T00:26:26Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "e74f436725c98c60dde6f41a7a92a6d31ea0fc29",
          "body": "* `client.accounts.list_connected()`: **Added**\n* `client.accounts.connect()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-19T00:27:30Z",
          "body_truncated": false,
          "is_coding_agent": false
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          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.680.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-18T00:24:03Z",
          "body_truncated": false,
          "is_coding_agent": false
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        {
          "oid": "1d863a4ae7d8838f03bcbbd40d293d4585915384",
          "body": "* `client.invoices.create_invoice()`:  `response.payments.[]` **Changed** **Breaking** :warning:\n* `client.invoices.list_invoices()`:  `response.[].payments.[]` **Changed** **Breaking** :warning:\n* `client.invoices.get_invoice()`:  `response.payments.[]` **Changed** **Breaking** :warning:\n* `client.\n[…]\n()`:  `response.merchant_data` **Changed**\n* `client.issuing_transactions.list()`:  `response.[].merchant_data` **Changed**\n* `client.issuing_transactions.get()`:  `response.merchant_data` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-17T00:25:36Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "cedf4ca096cc81ac3cdd3fb169994d3f00072960",
          "body": "* `client.statements.list()`:  `response.[].summary.monthly_partner_costs` **Changed** **Breaking** :warning:\n* `client.statements.get()`:  `response.summary.monthly_partner_costs` **Changed** **Breaking** :warning:",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-16T00:26:43Z",
          "body_truncated": false,
          "is_coding_agent": false
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        {
          "oid": "56fec80a9fece0662d8c92b4e658bde17f6e8c8b",
          "body": "* `client.bank_accounts.link()`:  `response.exception_details.fednow_rejection_code` **Added**\n* `client.bank_accounts.list()`:  `response.[].exception_details.fednow_rejection_code` **Added**\n* `client.bank_accounts.get()`:  `response.exception_details.fednow_rejection_code` **Added**\n* `client.ban\n[…]\ned**\n* `client.scheduling.get_occurrance()`:  `response.run_transfer.line_items` **Added**\n* `client.statements.list()`:  `response.[]` **Changed**\n* `client.statements.get()`:  `response` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-13T00:26:04Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "7a3f9271b139a01b36c46053739a997fb06dbe70",
          "body": "* `client.scheduling.create()`: \n  *  `request.upsert_schedule.occurrences.[].run_transfer.sales_tax_amount` **Added**\n  *  `response.occurrences.[].run_transfer.sales_tax_amount` **Added**\n* `client.scheduling.list()`:  `response.[].occurrences.[].run_transfer.sales_tax_amount` **Added**\n* `client.\n[…]\nt` **Added**\n* `client.scheduling.get()`:  `response.occurrences.[].run_transfer.sales_tax_amount` **Added**\n* `client.scheduling.get_occurrance()`:  `response.run_transfer.sales_tax_amount` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-11T00:26:39Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "adeb02187704d5de4ed75488675afb7bf45201ee",
          "body": "* `client.institutions.search()`: **Deprecated**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-10T00:26:16Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "d954b8d240025588e0659a8bb2939b5aa2a5b5bd",
          "body": "* `client.branding.update()`: **Deleted** **Breaking** :warning:",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-09T00:25:55Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "c0e05c7156ca83c788aa7c3523034c39558bb301",
          "body": "* `client.invoices.create_invoice()`:  `response.line_items.items.[].options.[].images` **Added**\n* `client.invoices.list_invoices()`:  `response.[].line_items.items.[].options.[].images` **Added**\n* `client.invoices.get_invoice()`:  `response.line_items.items.[].options.[].images` **Added**\n* `client.invoices.update_invoice()`:  `response.line_items.items.[].options.[].images` **Added**\n* `client.invoices.mark_paid_invoice()`:  `response.line_items.items.[].options.[].images` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-06T00:25:05Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "cb47ba88753625dbbe2f6f8f4a81aea0300837d0",
          "body": "* `client.invoices.create_invoice()`: \n  *  `request.create_invoice.line_items.items.[]` **Changed**\n  *  `response.line_items.items.[].images` **Added**\n* `client.invoices.list_invoices()`:  `response.[].line_items.items.[].images` **Added**\n* `client.invoices.get_invoice()`:  `response.line_items.\n[…]\n `request.update_invoice.line_items.items.[]` **Changed**\n  *  `response.line_items.items.[].images` **Added**\n* `client.invoices.mark_paid_invoice()`:  `response.line_items.items.[].images` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-12-05T00:29:02Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "5f47240210bdb8228e75a3454fb5393bcdd17a31",
          "body": "* `client.images.update()`:  `request` **Changed** **Breaking** :warning:\n* `client.representatives.update()`: \n  *  `request.update_representative.email` **Changed** **Breaking** :warning:\n* `client.sweeps.update_config()`:  `request.patch_sweep_config` **Changed** **Breaking** :warning:",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-26T00:25:18Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "896536a82d6b9b858045866902fee005eef36b1f",
          "body": "* `client.payment_links.create()`: \n  *  `request.create_payment_link.line_items.items.[]` **Changed**\n  *  `response.line_items.items.[]` **Changed**\n* `client.payment_links.list()`:  `response.[].line_items.items.[]` **Changed**\n* `client.payment_links.get()`:  `response.line_items.items.[]` **Changed**\n* `client.payment_links.update()`: \n  *  `request.update_payment_link.line_items.items.[]` **Changed**\n  *  `response.line_items.items.[]` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-22T00:24:29Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "8a6725cf785825a77bee65c7cfa6cc4c7774cdc2",
          "body": "* `client.invoices.create_invoice()`: **Added**\n* `client.invoices.list_invoices()`: **Added**\n* `client.invoices.get_invoice()`: **Added**\n* `client.invoices.update_invoice()`: **Added**\n* `client.invoices.mark_paid_invoice()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-21T00:25:34Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "c6df651d02e99c56c17ab9938c5190a81fc51100",
          "body": "* `client.fee_plans.list_fee_revenue()`: **Added**\n* `client.payment_methods.list()`: \n  *  `request.payment_method_type` **Changed**\n  *  `response.[].[instant-bank-credit]` **Added**\n* `client.payment_methods.get()`:  `response.[instant-bank-credit]` **Added**\n* `client.transfers.generate_options()`:  `response.source_options.[].[instant-bank-credit]` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-20T00:25:40Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "752a603bca909f227011b5998c67348958b4e579",
          "body": "* `client.payment_links.create()`:  `response.owner_account_id` **Added**\n* `client.payment_links.list()`:  `response.[].owner_account_id` **Added**\n* `client.payment_links.get()`:  `response.owner_account_id` **Added**\n* `client.payment_links.update()`:  `response.owner_account_id` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-19T00:25:56Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "778c3ae63a40529ae06150d96e18e018b4418bfa",
          "body": "* `client.accounts.create()`:  `request` **Changed** **Breaking** :warning:\n* `client.accounts.update()`:  `request` **Changed** **Breaking** :warning:\n* `client.payment_links.list()`: \n  *  `request` **Changed** **Breaking** :warning:\n  *  `response.[]` **Changed**\n* `client.onboarding.create_invit\n[…]\nst.x-moov-version` **Changed**\n* `client.terminal_applications.delete()`:  `request.x-moov-version` **Changed**\n* `client.terminal_applications.create_version()`:  `request.x-moov-version` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-17T22:58:06Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "d11187744409fc352c83da2d8731f1762d33a116",
          "body": null,
          "is_bot": false,
          "headline": "refactor version hook for sorbet (#9)",
          "author_name": "Daniel Tonks",
          "author_login": "atonks2",
          "committed_at": "2025-11-17T18:25:03Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "990d08861dfea518815d453319b0ffc636cca0c0",
          "body": null,
          "is_bot": false,
          "headline": "add license file (#8)",
          "author_name": "Daniel Tonks",
          "author_login": "atonks2",
          "committed_at": "2025-11-13T20:43:18Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "e6a50c21263009b202f7f868341211eb0f8e2370",
          "body": null,
          "is_bot": false,
          "headline": "set global version to OpenAPI document version (#7)",
          "author_name": "Daniel Tonks",
          "author_login": "atonks2",
          "committed_at": "2025-11-06T01:43:35Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "cd0ee8585b95cfc2bb8f8e82736e1cffc25af4af",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.648.1",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-04T18:03:32Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "c7f07991ca1e76dae74ce14ded969f9335c39324",
          "body": "* `client.products.list()`:  `response.[].option_groups.[].options.[].images.[].public_id` **Added**\n* `client.products.create()`:  `response.option_groups.[].options.[].images.[].public_id` **Added**\n* `client.products.get()`:  `response.option_groups.[].options.[].images.[].public_id` **Added**\n* `client.products.update()`:  `response.option_groups.[].options.[].images.[].public_id` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-04T00:24:54Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "9bd13b399b995960f9a41bcf60d3dcb148db2cec",
          "body": "* `client.fee_plans.list_residuals()`: **Added**\n* `client.fee_plans.get_residual()`: **Added**\n* `client.fee_plans.list_residual_fees()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-11-01T00:26:40Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "e6da9c06f716f500b1b927b80818f311368bbfb7",
          "body": "* `client.fee_plans.retrieve_fees()`:  `response.[].fee_group` **Added**\n* `client.fee_plans.list_fees_fetch()`:  `response.[].fee_group` **Added**\n* `client.images.list()`:  `response.[].public_id` **Added**\n* `client.images.upload()`:  `response.public_id` **Added**\n* `client.images.get_metadata()`:  `response.public_id` **Added**\n* `client.images.update()`:  `response.public_id` **Added**\n* `client.images.update_metadata()`:  `response.public_id` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-30T00:25:55Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "797ba797024f5489353eee0880a99dc6eaafa283",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.640.0",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-28T00:24:20Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "31e7dfcff7f463a37309c19b55d73e9436119e1d",
          "body": "* `client.accounts.create()`: \n  *  `request.create_account.profile.business.industry` **Added**\n  *  `response.profile.business.industry` **Added**\n  *  `error.profile.business.industry` **Added**\n* `client.accounts.list()`:  `response.[].profile.business.industry` **Added**\n* `client.accounts.get(\n[…]\n` **Added**\n* `client.onboarding.list_invites()`:  `response.[].prefill.profile.business.industry` **Added**\n* `client.onboarding.get_invite()`:  `response.prefill.profile.business.industry` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-25T00:24:06Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "643017753f1f57be91339a89b6b7d717711eb41e",
          "body": "* `client.accounts.create()`:  `request` **Changed** **Breaking** :warning:\n* `client.accounts.list()`:  `request` **Changed** **Breaking** :warning:\n* `client.accounts.get()`:  `request` **Changed** **Breaking** :warning:\n* `client.accounts.update()`:  `request` **Changed** **Breaking** :warning:\n*\n[…]\ndelete()`:  `request` **Changed** **Breaking** :warning:\n* `client.terminal_applications.create_version()`:  `request` **Changed** **Breaking** :warning:\n* `client.images.update_metadata()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-23T00:24:24Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "392c48fb4c6d72f40868966526f0fb0b0702deb1",
          "body": "* `client.images.list()`:  `request` **Changed**\n* `client.images.get_public()`:  `error.status[503]` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-22T00:24:55Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "b962b1cdc86f52a89d11018aebd53cfb3123f276",
          "body": "* `client.fee_plans.retrieve_fees()`:  `response.[].generated_by` **Changed** **Breaking** :warning:\n* `client.fee_plans.list_fees_fetch()`:  `response.[].generated_by` **Changed** **Breaking** :warning:",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-21T00:24:05Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "c0e8439fa3a25efaf6d7f96ed13d1c3d8acb9bce",
          "body": "* `client.images.upload()`: **Added**\n* `client.images.update()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-18T00:23:27Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "96bd1d3ba583a8135f883d09e9aeb01ff8cb9582",
          "body": "* `client.products.list()`:  `response.[].option_groups.[].options.[].price_modifier` **Changed** **Breaking** :warning:\n* `client.products.create()`: \n  *  `request.product_request.option_groups.[].options.[].price_modifier` **Changed** **Breaking** :warning:\n  *  `response.option_groups.[].options\n[…]\ning** :warning:\n  *  `response.option_groups.[].options.[].price_modifier` **Changed** **Breaking** :warning:\n  *  `error.option_groups.{}.options.{}.price_modifier` **Changed** **Breaking** :warning:",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-16T00:24:53Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "650fcf538d298630485627fa2b944f0f325d3baf",
          "body": "* `client.products.list()`: **Added**\n* `client.products.create()`: **Added**\n* `client.products.get()`: **Added**\n* `client.products.update()`: **Added**\n* `client.products.disable()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-15T00:24:14Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "d1a0bf8e607697da9fe84191acc1e76b3886e57b",
          "body": "* `client.fee_plans.list_partner_pricing()`:  `response.[]` **Changed** **Breaking** :warning:\n* `client.fee_plans.list_partner_pricing_agreements()`:  `response.[]` **Changed** **Breaking** :warning:\n* `client.fee_plans.list_fee_plan_agreements()`:  `response.[].billable_fees.[].fee_properties.volu\n[…]\nee_plan_agreements()`:  `response.billable_fees.[].fee_properties.volume_ranges` **Added**\n* `client.fee_plans.list_fee_plans()`:  `response.[].billable_fees.[].fee_properties.volume_ranges` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-14T00:24:00Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "9634f6f1e3c0ed431912e9e8cb5a2a99d3b008ac",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.636.3",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-11T00:23:32Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "3007b9d951642a2e741d49563cb9e18af7c3a690",
          "body": "* `client.accounts.list()`: \n  *  `request.capability` **Changed**\n* `client.capabilities.get()`:  `request.capability_id` **Changed**\n* `client.capabilities.disable()`:  `request.capability_id` **Changed**\n* `client.underwriting.get()`:  `response.send_funds.instant_bank` **Added**\n* `client.underw\n[…]\ninstant_bank` **Added**\n  *  `response.send_funds.instant_bank` **Added**\n  *  `error.send_funds.instant_bank` **Added**\n* `client.underwriting.upsert()`:  `response.send_funds.instant_bank` **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-08T00:24:49Z",
          "body_truncated": true,
          "is_coding_agent": false
        },
        {
          "oid": "62cc92e9ef9cebb408b11a5bd66aebe506afe982",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.635.2",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-07T14:28:43Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "edbb5b0167b682bf0580f34640e84fc23dba6f9b",
          "body": null,
          "is_bot": false,
          "headline": "ci: regenerated with OpenAPI Doc , Speakeasy CLI 1.634.2",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-04T00:23:36Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "8f75fd2fe949aee332ac382ffff073b8f89ce73c",
          "body": "* `client.images.list()`: **Added**\n* `client.images.get_metadata()`: **Added**\n* `client.images.delete()`: **Added**\n* `client.images.get_public()`: **Added**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-10-02T00:23:40Z",
          "body_truncated": false,
          "is_coding_agent": false
        },
        {
          "oid": "3b71667d1dba3f5243c507571ac08a2439dbe96f",
          "body": "* `client.payment_methods.list()`:  `response.[].[moov-wallet].wallet` **Changed**\n* `client.payment_methods.get()`:  `response.[moov-wallet].wallet` **Changed**\n* `client.transfers.generate_options()`:  `response.source_options.[].[moov-wallet].wallet` **Changed**\n* `client.transfers.create()`: \n  \n[…]\nlient.transfers.list()`:  `response.[].source.wallet` **Changed**\n* `client.transfers.get()`:  `response.source.wallet` **Changed**\n* `client.transfers.update()`:  `response.source.wallet` **Changed**",
          "is_bot": false,
          "headline": "## Ruby SDK Changes Detected:",
          "author_name": "speakeasybot",
          "author_login": "speakeasybot",
          "committed_at": "2025-09-30T00:24:18Z",
          "body_truncated": true,
          "is_coding_agent": false
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          "login": "alovak",
          "commits": 5,
          "avatar_url": "https://avatars.githubusercontent.com/u/19233?v=4"
        }
      ],
      "contributors_sampled": 3,
      "top_contributor_share": 0.882
    },
    "quality_signals": {
      "has_ci": true,
      "has_tests": false,
      "ci_workflows": [
        "sdk_generation.yaml",
        "sdk_publish.yaml"
      ],
      "has_docs_dir": true,
      "linter_configs": [
        ".rubocop.yml"
      ],
      "has_editorconfig": false,
      "has_linter_config": true,
      "has_precommit_config": false
    },
    "security_signals": {
      "lockfiles": [
        "Gemfile.lock"
      ],
      "scorecard": {
        "checks": [
          {
            "name": "Binary-Artifacts",
            "score": 10,
            "reason": "no binaries found in the repo",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#binary-artifacts"
          },
          {
            "name": "Branch-Protection",
            "score": 0,
            "reason": "branch protection not enabled on development/release branches",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#branch-protection"
          },
          {
            "name": "CI-Tests",
            "score": null,
            "reason": "no pull request found",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#ci-tests"
          },
          {
            "name": "CII-Best-Practices",
            "score": 0,
            "reason": "no effort to earn an OpenSSF best practices badge detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#cii-best-practices"
          },
          {
            "name": "Code-Review",
            "score": 0,
            "reason": "Found 0/30 approved changesets -- score normalized to 0",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#code-review"
          },
          {
            "name": "Contributors",
            "score": 10,
            "reason": "project has 4 contributing companies or organizations",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#contributors"
          },
          {
            "name": "Dangerous-Workflow",
            "score": 10,
            "reason": "no dangerous workflow patterns detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#dangerous-workflow"
          },
          {
            "name": "Dependency-Update-Tool",
            "score": 0,
            "reason": "no update tool detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#dependency-update-tool"
          },
          {
            "name": "Fuzzing",
            "score": 0,
            "reason": "project is not fuzzed",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#fuzzing"
          },
          {
            "name": "License",
            "score": 10,
            "reason": "license file detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#license"
          },
          {
            "name": "Maintained",
            "score": 8,
            "reason": "10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#maintained"
          },
          {
            "name": "Packaging",
            "score": null,
            "reason": "packaging workflow not detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#packaging"
          },
          {
            "name": "Pinned-Dependencies",
            "score": 0,
            "reason": "dependency not pinned by hash detected -- score normalized to 0",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#pinned-dependencies"
          },
          {
            "name": "SAST",
            "score": 0,
            "reason": "no SAST tool detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#sast"
          },
          {
            "name": "Security-Policy",
            "score": 0,
            "reason": "security policy file not detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#security-policy"
          },
          {
            "name": "Signed-Releases",
            "score": null,
            "reason": "no releases found",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#signed-releases"
          },
          {
            "name": "Token-Permissions",
            "score": 0,
            "reason": "detected GitHub workflow tokens with excessive permissions",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#token-permissions"
          },
          {
            "name": "Vulnerabilities",
            "score": 8,
            "reason": "2 existing vulnerabilities detected",
            "documentation_url": "https://github.com/ossf/scorecard/blob/c395761df6afe1a69e476bc60a013a94bcbc153f/docs/checks.md#vulnerabilities"
          }
        ],
        "commit": "a5decb1d653a9fc42e3f3e4923a79743751d6213",
        "ran_at": "2026-07-24T18:14:32Z",
        "aggregate_score": 3.8,
        "scorecard_version": "v5.5.0"
      },
      "has_codeql_workflow": false,
      "has_security_policy": false,
      "has_dependabot_config": false
    },
    "contribution_flow": {
      "collected": true,
      "ci_last_run_at": "2026-07-24T00:31:39Z",
      "oldest_open_prs": [
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          "created_at": "2025-08-13T21:22:50Z",
          "last_comment_at": null,
          "last_comment_author": null
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        {
          "number": 6,
          "created_at": "2025-09-17T19:42:32Z",
          "last_comment_at": null,
          "last_comment_author": null
        },
        {
          "number": 10,
          "created_at": "2025-12-30T21:15:26Z",
          "last_comment_at": null,
          "last_comment_author": null
        }
      ],
      "last_merged_pr_at": "2025-11-17T18:25:03Z",
      "ci_last_conclusion": "SUCCESS",
      "oldest_open_issues": []
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  },
  "config": {
    "disabled_metrics": [],
    "disabled_categories": [],
    "disabled_components": {}
  },
  "source": {
    "url": "https://github.com/moovfinancial/moov-ruby",
    "host": "github.com",
    "name": "moov-ruby",
    "owner": "moovfinancial"
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  "metrics": {
    "overall": {
      "key": "overall",
      "band": "moderate",
      "name": "Overall health",
      "note": null,
      "notes": [],
      "value": 61,
      "inputs": {
        "security": 50,
        "vitality": 93,
        "community": 40,
        "governance": 57,
        "engineering": 60
      },
      "components": []
    },
    "categories": [
      {
        "key": "vitality",
        "band": "excellent",
        "name": "Vitality",
        "value": 93,
        "weight": 0.22,
        "metrics": [
          {
            "key": "development_activity",
            "band": "excellent",
            "name": "Development activity",
            "note": null,
            "notes": [],
            "value": 89,
            "inputs": {
              "commits_last_year": 110,
              "human_commit_share": 1,
              "days_since_last_push": 0,
              "active_weeks_last_year": 39
            },
            "components": [
              {
                "key": "push_recency",
                "name": "Push recency",
                "detail": "last push 0 days ago",
                "points": 36,
                "status": "met",
                "details": [
                  {
                    "code": "push_recency",
                    "params": {
                      "days": 0
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                  }
                ],
                "max_points": 36
              },
              {
                "key": "commit_cadence",
                "name": "Commit cadence",
                "detail": "39/52 weeks with commits",
                "points": 27,
                "status": "partial",
                "details": [
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                    "code": "commit_cadence_weeks",
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                      "weeks": 39
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                  }
                ],
                "max_points": 36
              },
              {
                "key": "commit_volume",
                "name": "Commit volume",
                "detail": "110 commits in the last year",
                "points": 18,
                "status": "met",
                "details": [
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                    "code": "commits_last_year",
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                      "count": 110
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                "max_points": 18
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              {
                "key": "openssf_scorecard_maintained",
                "name": "OpenSSF Scorecard: Maintained",
                "detail": "10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8",
                "points": 8,
                "status": "partial",
                "details": [],
                "max_points": 10
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            ]
          },
          {
            "key": "release_discipline",
            "band": "excellent",
            "name": "Release discipline",
            "note": "Excluded from scoring (no data or not applicable): OpenSSF Scorecard: Signed-Releases. Remaining weights renormalized.",
            "notes": [
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              },
              {
                "code": "weights_renormalized",
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            "value": 100,
            "inputs": {
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              "latest_release_tag": "v26.10.0-dev.1",
              "releases_from_tags": false,
              "days_since_latest_release": 0,
              "mean_days_between_releases": 1.2
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            "components": [
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                "key": "ships_releases",
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                "detail": "100 releases published",
                "points": 27,
                "status": "met",
                "details": [
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                "max_points": 27
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              {
                "key": "release_recency",
                "name": "Release recency",
                "detail": "latest release 0 days ago",
                "points": 36,
                "status": "met",
                "details": [
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                    "code": "release_recency",
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                "max_points": 36
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              {
                "key": "release_cadence",
                "name": "Release cadence",
                "detail": "a release every ~1.2 days",
                "points": 27,
                "status": "met",
                "details": [
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                "max_points": 27
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              {
                "key": "openssf_scorecard_signed_releases",
                "name": "OpenSSF Scorecard: Signed-Releases",
                "detail": "no releases found",
                "points": 0,
                "status": "excluded",
                "details": [
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                ],
                "max_points": 10
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            ]
          },
          {
            "key": "abandonment",
            "band": "excellent",
            "name": "Abandonment",
            "note": null,
            "notes": [],
            "value": 100,
            "inputs": {
              "cap": null,
              "state": "maintained",
              "guards": [],
              "signals": [],
              "red_flag": false,
              "multiplier_pct": 100,
              "declared_reason": null,
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            "components": [
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                "key": "project_is_still_maintained",
                "name": "Project is still maintained",
                "detail": "last human commit 10 days ago",
                "points": 100,
                "status": "met",
                "details": [
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                    "code": "abandonment_maintained",
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                "max_points": 100
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        ],
        "description": "Is the project alive — is code being written and are releases shipping?"
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        "key": "community",
        "band": "at_risk",
        "name": "Community & Adoption",
        "value": 40,
        "weight": 0.18,
        "metrics": [
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            "name": "Popularity & adoption",
            "note": null,
            "notes": [],
            "value": 1,
            "inputs": {
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              "stars": 1,
              "watchers": 0,
              "growth_state": "unverified",
              "growth_factor_pct": 100,
              "growth_unverified_reason": "no_history"
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            "components": [
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                "key": "stars",
                "name": "Stars",
                "detail": "1 stars",
                "points": 0,
                "status": "missed",
                "details": [
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                    "code": "stars",
                    "params": {
                      "count": 1
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                  }
                ],
                "max_points": 60
              },
              {
                "key": "forks",
                "name": "Forks",
                "detail": "1 forks",
                "points": 0,
                "status": "missed",
                "details": [
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                    "code": "forks",
                    "params": {
                      "count": 1
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                  }
                ],
                "max_points": 25
              },
              {
                "key": "watchers",
                "name": "Watchers",
                "detail": "0 watchers",
                "points": 0,
                "status": "missed",
                "details": [
                  {
                    "code": "watchers",
                    "params": {
                      "count": 0
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                  }
                ],
                "max_points": 15
              }
            ]
          },
          {
            "key": "community_health",
            "band": "good",
            "name": "Community health",
            "note": null,
            "notes": [],
            "value": 70,
            "inputs": {
              "has_readme": true,
              "has_license": true,
              "has_contributing": true,
              "has_issue_template": false,
              "has_code_of_conduct": false,
              "has_pull_request_template": false
            },
            "components": [
              {
                "key": "readme",
                "name": "README",
                "detail": null,
                "points": 22.5,
                "status": "met",
                "details": [],
                "max_points": 22.5
              },
              {
                "key": "license",
                "name": "License",
                "detail": "recognized license (Apache-2.0)",
                "points": 22.5,
                "status": "met",
                "details": [
                  {
                    "code": "license_standard",
                    "params": {}
                  },
                  {
                    "code": "license_spdx",
                    "params": {
                      "spdx": "Apache-2.0"
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                  }
                ],
                "max_points": 22.5
              },
              {
                "key": "contributing_guide",
                "name": "CONTRIBUTING guide",
                "detail": null,
                "points": 18,
                "status": "met",
                "details": [],
                "max_points": 18
              },
              {
                "key": "code_of_conduct",
                "name": "Code of conduct",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 13.5
              },
              {
                "key": "issue_template",
                "name": "Issue template",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 7.2
              },
              {
                "key": "pr_template",
                "name": "PR template",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 6.3
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            ]
          },
          {
            "key": "ecosystem_adoption",
            "band": "moderate",
            "name": "Ecosystem adoption (downloads)",
            "note": "Excluded from scoring (no data or not applicable): Registry dependents. Remaining weights renormalized.",
            "notes": [
              {
                "code": "excluded_no_data",
                "params": {
                  "components": [
                    "registry_dependents"
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                }
              },
              {
                "code": "weights_renormalized",
                "params": {}
              }
            ],
            "value": 62,
            "inputs": {
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              "dependents": null,
              "ecosystems": "rubygems",
              "total_downloads": 57987,
              "monthly_downloads": null
            },
            "components": [
              {
                "key": "total_downloads",
                "name": "Total downloads",
                "detail": "57,987 downloads all-time across rubygems",
                "points": 49.5,
                "status": "partial",
                "details": [
                  {
                    "code": "downloads_total",
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                      "ecosystems": "rubygems"
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                  }
                ],
                "max_points": 80
              },
              {
                "key": "registry_dependents",
                "name": "Registry dependents",
                "detail": "not reported by this ecosystem",
                "points": 0,
                "status": "excluded",
                "details": [
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                    "code": "not_reported_by_this_ecosystem",
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                "max_points": 20
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            ]
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        ],
        "description": "Does the project have users, downloads, attention, and a welcoming setup for contributors?"
      },
      {
        "key": "governance",
        "band": "moderate",
        "name": "Sustainability & Governance",
        "value": 57,
        "weight": 0.24,
        "metrics": [
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            "key": "maintainer_resilience",
            "band": "critical",
            "name": "Maintainer resilience (bus factor)",
            "note": null,
            "notes": [],
            "value": 26,
            "inputs": {
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              "contributors_sampled": 3,
              "top_contributor_share": 0.882
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            "components": [
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                "key": "bus_factor",
                "name": "Bus factor",
                "detail": "1 contributor(s) cover half of all commits",
                "points": 9,
                "status": "partial",
                "details": [
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                "key": "commit_distribution",
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                "points": 2.7,
                "status": "partial",
                "details": [
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              },
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                "key": "contributor_breadth",
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                "points": 4.1,
                "status": "partial",
                "details": [
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              {
                "key": "openssf_scorecard_contributors",
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                "points": 10,
                "status": "met",
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                "max_points": 10
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            ]
          },
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            "note": "Excluded from scoring (no data or not applicable): Issue resolution. Remaining weights renormalized.",
            "notes": [
              {
                "code": "excluded_no_data",
                "params": {
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            "value": 54,
            "inputs": {
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            "components": [
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                "points": 0,
                "status": "excluded",
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                ],
                "max_points": 46.75
              },
              {
                "key": "pr_acceptance",
                "name": "PR acceptance",
                "detail": "6/8 decided PRs merged",
                "points": 28.7,
                "status": "partial",
                "details": [
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                ],
                "max_points": 38.25
              },
              {
                "key": "openssf_scorecard_code_review",
                "name": "OpenSSF Scorecard: Code-Review",
                "detail": "Found 0/30 approved changesets -- score normalized to 0",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 15
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            ]
          },
          {
            "key": "stewardship",
            "band": "moderate",
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            "note": null,
            "notes": [],
            "value": 62,
            "inputs": {
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              "owner_type": "Organization",
              "is_verified": null,
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              "account_age_days": 2150
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            "components": [
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              {
                "key": "owner_reach",
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                ],
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              },
              {
                "key": "track_record",
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                "details": [
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                  },
                  {
                    "code": "account_age_years",
                    "params": {
                      "years": 5
                    }
                  }
                ],
                "max_points": 25
              }
            ]
          },
          {
            "key": "package_maintenance",
            "band": "excellent",
            "name": "Package maintenance",
            "note": null,
            "notes": [],
            "value": 100,
            "inputs": {
              "packages": [
                "moov_ruby"
              ],
              "ecosystems": "rubygems",
              "any_deprecated": false,
              "min_days_since_publish": 0
            },
            "components": [
              {
                "key": "published_resolvable",
                "name": "Published & resolvable",
                "detail": "1 package(s) on rubygems",
                "points": 25,
                "status": "met",
                "details": [
                  {
                    "code": "packages_published",
                    "params": {
                      "count": 1,
                      "ecosystems": "rubygems"
                    }
                  }
                ],
                "max_points": 25
              },
              {
                "key": "publish_recency",
                "name": "Publish recency",
                "detail": "latest publish 0 days ago",
                "points": 35,
                "status": "met",
                "details": [
                  {
                    "code": "publish_recency",
                    "params": {
                      "days": 0
                    }
                  }
                ],
                "max_points": 35
              },
              {
                "key": "version_history",
                "name": "Version history",
                "detail": "285 published versions",
                "points": 20,
                "status": "met",
                "details": [
                  {
                    "code": "published_versions",
                    "params": {
                      "count": 285
                    }
                  }
                ],
                "max_points": 20
              },
              {
                "key": "not_deprecated",
                "name": "Not deprecated",
                "detail": "active, not deprecated or yanked",
                "points": 20,
                "status": "met",
                "details": [
                  {
                    "code": "package_not_deprecated",
                    "params": {}
                  }
                ],
                "max_points": 20
              }
            ]
          }
        ],
        "description": "Will the project survive its people — bus factor, responsiveness, who backs it, and package upkeep?"
      },
      {
        "key": "engineering",
        "band": "moderate",
        "name": "Engineering Quality",
        "value": 60,
        "weight": 0.2,
        "metrics": [
          {
            "key": "engineering_practices",
            "band": "moderate",
            "name": "Engineering practices",
            "note": "Excluded from scoring (no data or not applicable): OpenSSF Scorecard: CI-Tests. Remaining weights renormalized.",
            "notes": [
              {
                "code": "excluded_no_data",
                "params": {
                  "components": [
                    "openssf_scorecard_ci_tests"
                  ]
                }
              },
              {
                "code": "weights_renormalized",
                "params": {}
              }
            ],
            "value": 50,
            "inputs": {
              "has_ci": true,
              "has_tests": false,
              "has_editorconfig": false,
              "has_linter_config": true,
              "has_precommit_config": false
            },
            "components": [
              {
                "key": "ci_workflows",
                "name": "CI workflows",
                "detail": "2 workflow(s)",
                "points": 24,
                "status": "met",
                "details": [
                  {
                    "code": "ci_workflows",
                    "params": {
                      "count": 2
                    }
                  }
                ],
                "max_points": 24
              },
              {
                "key": "tests_present",
                "name": "Tests present",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 24
              },
              {
                "key": "linter_config",
                "name": "Linter config",
                "detail": ".rubocop.yml",
                "points": 16,
                "status": "met",
                "details": [
                  {
                    "code": "file_list",
                    "params": {
                      "files": ".rubocop.yml"
                    }
                  }
                ],
                "max_points": 16
              },
              {
                "key": "pre_commit_hooks",
                "name": "Pre-commit hooks",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 9.6
              },
              {
                "key": "editorconfig",
                "name": ".editorconfig",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 6.4
              },
              {
                "key": "openssf_scorecard_ci_tests",
                "name": "OpenSSF Scorecard: CI-Tests",
                "detail": "no pull request found",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "no_data",
                    "params": {}
                  }
                ],
                "max_points": 20
              }
            ]
          },
          {
            "key": "documentation",
            "band": "good",
            "name": "Documentation",
            "note": null,
            "notes": [],
            "value": 75,
            "inputs": {
              "topics": [],
              "has_wiki": true,
              "homepage": null,
              "has_readme": true,
              "has_docs_dir": true,
              "has_description": true
            },
            "components": [
              {
                "key": "readme",
                "name": "README",
                "detail": null,
                "points": 30,
                "status": "met",
                "details": [],
                "max_points": 30
              },
              {
                "key": "documentation_directory",
                "name": "Documentation directory",
                "detail": null,
                "points": 25,
                "status": "met",
                "details": [],
                "max_points": 25
              },
              {
                "key": "documentation_homepage_site",
                "name": "Documentation / homepage site",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 15
              },
              {
                "key": "repository_description",
                "name": "Repository description",
                "detail": null,
                "points": 10,
                "status": "met",
                "details": [],
                "max_points": 10
              },
              {
                "key": "topics",
                "name": "Topics",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 10
              },
              {
                "key": "wiki",
                "name": "Wiki",
                "detail": null,
                "points": 10,
                "status": "met",
                "details": [],
                "max_points": 10
              }
            ]
          }
        ],
        "description": "Are baseline engineering and documentation practices in place?"
      },
      {
        "key": "security",
        "band": "moderate",
        "name": "Security",
        "value": 50,
        "weight": 0.16,
        "metrics": [
          {
            "key": "security_posture",
            "band": "at_risk",
            "name": "Security posture",
            "note": "Excluded from scoring (no data or not applicable): CI-Tests, Packaging, Signed-Releases. Remaining weights renormalized.",
            "notes": [
              {
                "code": "excluded_no_data",
                "params": {
                  "components": [
                    "ci_tests",
                    "packaging",
                    "signed_releases"
                  ]
                }
              },
              {
                "code": "weights_renormalized",
                "params": {}
              }
            ],
            "value": 38,
            "inputs": {
              "source": "openssf_scorecard",
              "checks_evaluated": 15,
              "scorecard_version": "v5.5.0",
              "checks_inconclusive": 3,
              "scorecard_aggregate": 3.8
            },
            "components": [
              {
                "key": "binary_artifacts",
                "name": "Binary-Artifacts",
                "detail": "no binaries found in the repo",
                "points": 7.5,
                "status": "met",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "branch_protection",
                "name": "Branch-Protection",
                "detail": "branch protection not enabled on development/release branches",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "ci_tests",
                "name": "CI-Tests",
                "detail": "no pull request found",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "no_data",
                    "params": {}
                  }
                ],
                "max_points": 2.5
              },
              {
                "key": "cii_best_practices",
                "name": "CII-Best-Practices",
                "detail": "no effort to earn an OpenSSF best practices badge detected",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 2.5
              },
              {
                "key": "code_review",
                "name": "Code-Review",
                "detail": "Found 0/30 approved changesets -- score normalized to 0",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "contributors",
                "name": "Contributors",
                "detail": "project has 4 contributing companies or organizations",
                "points": 2.5,
                "status": "met",
                "details": [],
                "max_points": 2.5
              },
              {
                "key": "dangerous_workflow",
                "name": "Dangerous-Workflow",
                "detail": "no dangerous workflow patterns detected",
                "points": 10,
                "status": "met",
                "details": [],
                "max_points": 10
              },
              {
                "key": "dependency_update_tool",
                "name": "Dependency-Update-Tool",
                "detail": "no update tool detected",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "fuzzing",
                "name": "Fuzzing",
                "detail": "project is not fuzzed",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 5
              },
              {
                "key": "license",
                "name": "License",
                "detail": "license file detected",
                "points": 2.5,
                "status": "met",
                "details": [],
                "max_points": 2.5
              },
              {
                "key": "maintained",
                "name": "Maintained",
                "detail": "10 commit(s) and 0 issue activity found in the last 90 days -- score normalized to 8",
                "points": 6,
                "status": "partial",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "packaging",
                "name": "Packaging",
                "detail": "packaging workflow not detected",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "no_data",
                    "params": {}
                  }
                ],
                "max_points": 5
              },
              {
                "key": "pinned_dependencies",
                "name": "Pinned-Dependencies",
                "detail": "dependency not pinned by hash detected -- score normalized to 0",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 5
              },
              {
                "key": "sast",
                "name": "SAST",
                "detail": "no SAST tool detected",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 5
              },
              {
                "key": "security_policy",
                "name": "Security-Policy",
                "detail": "security policy file not detected",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 5
              },
              {
                "key": "signed_releases",
                "name": "Signed-Releases",
                "detail": "no releases found",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "no_data",
                    "params": {}
                  }
                ],
                "max_points": 7.5
              },
              {
                "key": "token_permissions",
                "name": "Token-Permissions",
                "detail": "detected GitHub workflow tokens with excessive permissions",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 7.5
              },
              {
                "key": "vulnerabilities",
                "name": "Vulnerabilities",
                "detail": "2 existing vulnerabilities detected",
                "points": 6,
                "status": "partial",
                "details": [],
                "max_points": 7.5
              }
            ]
          },
          {
            "key": "dependency_advisories",
            "band": "excellent",
            "name": "Dependency advisories",
            "note": "Excluded from scoring (no data or not applicable): Indirect dependencies free of known advisories, No advisories left outstanding. Remaining weights renormalized. Matched 58 resolved dependencies against OSV; 15 could not be assessed (no resolved version, an unsupported ecosystem, or beyond the reported package list). This repository publishes no package the index resolves, so the repository dependency graph was assessed instead. That graph mixes development and test pins with shipped dependencies, so only the declared runtime dependencies are scored; transitive findings are reported as context and excluded from the score. Reachability is not analyzed.",
            "notes": [
              {
                "code": "excluded_no_data",
                "params": {
                  "components": [
                    "indirect_dependencies_free_of_known_advisories",
                    "no_advisories_left_outstanding"
                  ]
                }
              },
              {
                "code": "weights_renormalized",
                "params": {}
              },
              {
                "code": "advisories_scope_repository",
                "params": {
                  "assessed": 58
                }
              },
              {
                "code": "advisories_unassessed",
                "params": {
                  "count": 15
                }
              },
              {
                "code": "advisories_repo_graph_caveat",
                "params": {}
              },
              {
                "code": "advisories_reachability",
                "params": {}
              }
            ],
            "value": 100,
            "inputs": {
              "source": "osv",
              "advisories": 2,
              "affected_packages": 2,
              "assessed_packages": 58,
              "unassessed_packages": 15,
              "affected_by_severity": "high 1, moderate 1",
              "direct_affected_packages": 0
            },
            "components": [
              {
                "key": "direct_dependencies_free_of_known_advisories",
                "name": "Direct dependencies free of known advisories",
                "detail": "no direct dependency carries a known advisory",
                "points": 35,
                "status": "met",
                "details": [
                  {
                    "code": "no_direct_advisories",
                    "params": {}
                  }
                ],
                "max_points": 35
              },
              {
                "key": "indirect_dependencies_free_of_known_advisories",
                "name": "Indirect dependencies free of known advisories",
                "detail": "transitive set not separable from development and test dependencies in this scope",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "advisories_scope_not_separable",
                    "params": {}
                  }
                ],
                "max_points": 25
              },
              {
                "key": "no_advisories_left_outstanding",
                "name": "No advisories left outstanding",
                "detail": "no advisory carries a publication date",
                "points": 0,
                "status": "excluded",
                "details": [
                  {
                    "code": "advisories_no_publication_date",
                    "params": {}
                  }
                ],
                "max_points": 40
              }
            ]
          },
          {
            "key": "malicious_dependencies",
            "band": "excellent",
            "name": "Malicious dependencies",
            "note": null,
            "notes": [],
            "value": 100,
            "inputs": {
              "source": "osv",
              "meaning": "reported as a malicious package by the OpenSSF corpus; the remedy is removal or moving off the compromised name, never an upgrade of the same artifact. Versions the registry has since pulled are listed but not scored",
              "packages": [],
              "red_flag": false,
              "assessed_packages": 58,
              "malicious_packages": 0,
              "direct_malicious_packages": 0,
              "withdrawn_malicious_packages": 0,
              "installable_malicious_packages": 0
            },
            "components": [
              {
                "key": "no_dependency_reported_as_a_malicious_package",
                "name": "No dependency reported as a malicious package",
                "detail": "no dependency is reported as a malicious package",
                "points": 100,
                "status": "met",
                "details": [
                  {
                    "code": "no_malicious_dependencies",
                    "params": {}
                  }
                ],
                "max_points": 100
              }
            ]
          },
          {
            "key": "high_risk_jurisdiction_exposure",
            "band": "excellent",
            "name": "High-Risk Jurisdiction Exposure",
            "note": "Only high-confidence self-published location evidence affects this multiplier. Ambiguous matches are review-only; country evidence is not proof of nationality, citizenship, legal registration, malicious intent, or sanctions status.",
            "notes": [
              {
                "code": "jurisdiction_evidence_limits",
                "params": {}
              }
            ],
            "value": 100,
            "inputs": {
              "meaning": "self-published location evidence; not nationality or citizenship",
              "red_flag": false,
              "exposures": [],
              "policy_countries": [
                "Russia",
                "Iran",
                "North Korea"
              ],
              "review_only_matches": 0,
              "assessed_self_published_locations": 4
            },
            "components": [
              {
                "key": "policy_exposure_multiplier",
                "name": "Policy exposure multiplier",
                "detail": "no confirmed policy-scope location match",
                "points": 100,
                "status": "met",
                "details": [
                  {
                    "code": "jurisdiction_no_match",
                    "params": {}
                  }
                ],
                "max_points": 100
              }
            ]
          }
        ],
        "description": "Are visible security and supply-chain practices strong, with no malicious dependency and no unresolved high-risk jurisdiction exposure?"
      },
      {
        "key": "ai_readiness",
        "band": "at_risk",
        "name": "AI Readiness",
        "value": 34,
        "weight": 0,
        "metrics": [
          {
            "key": "ai_agent_context",
            "band": "at_risk",
            "name": "Agent context & guidance",
            "note": null,
            "notes": [],
            "value": 40,
            "inputs": {
              "has_llms_txt": false,
              "legible_history_share": 0.89,
              "agent_instruction_files": [],
              "agent_instruction_max_bytes": null
            },
            "components": [
              {
                "key": "agent_instructions",
                "name": "Agent instructions",
                "detail": "no CLAUDE.md / AGENTS.md / editor rules",
                "points": 0,
                "status": "missed",
                "details": [
                  {
                    "code": "no_agent_instructions",
                    "params": {}
                  }
                ],
                "max_points": 45
              },
              {
                "key": "machine_readable_docs_llms_txt",
                "name": "Machine-readable docs (llms.txt)",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 15
              },
              {
                "key": "legible_commit_history",
                "name": "Legible commit history",
                "detail": "89 of 100 human commits state their intent (structured subject or explanatory body)",
                "points": 40,
                "status": "met",
                "details": [
                  {
                    "code": "legible_history",
                    "params": {
                      "legible": 89,
                      "sampled": 100
                    }
                  }
                ],
                "max_points": 40
              }
            ]
          },
          {
            "key": "ai_verify_loop",
            "band": "critical",
            "name": "Verify loop (build / test / typecheck)",
            "note": null,
            "notes": [],
            "value": 21,
            "inputs": {
              "has_nix": false,
              "has_tests": false,
              "lockfiles": [
                "Gemfile.lock"
              ],
              "has_dockerfile": false,
              "typed_language": false,
              "bootstrap_files": [],
              "has_devcontainer": false,
              "has_linter_config": true,
              "typecheck_configs": [],
              "agent_commit_share": 0,
              "toolchain_manifests": [],
              "dependency_bot_commit_share": 0
            },
            "components": [
              {
                "key": "one_command_bootstrap",
                "name": "One-command bootstrap",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 18
              },
              {
                "key": "automated_tests",
                "name": "Automated tests",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 22
              },
              {
                "key": "lint_format_config",
                "name": "Lint / format config",
                "detail": ".rubocop.yml",
                "points": 11,
                "status": "met",
                "details": [
                  {
                    "code": "file_list",
                    "params": {
                      "files": ".rubocop.yml"
                    }
                  }
                ],
                "max_points": 11
              },
              {
                "key": "static_type_checking",
                "name": "Static type checking",
                "detail": null,
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 11
              },
              {
                "key": "reproducible_environment",
                "name": "Reproducible environment",
                "detail": "lockfile",
                "points": 10,
                "status": "met",
                "details": [
                  {
                    "code": "file_list",
                    "params": {
                      "files": "lockfile"
                    }
                  }
                ],
                "max_points": 10
              },
              {
                "key": "demonstrated_agent_practice",
                "name": "Demonstrated agent practice",
                "detail": "no agent-authored commits among the last 100",
                "points": 0,
                "status": "missed",
                "details": [
                  {
                    "code": "no_agent_authored_commits",
                    "params": {
                      "sampled": 100
                    }
                  }
                ],
                "max_points": 10
              },
              {
                "key": "automated_maintenance",
                "name": "Automated maintenance",
                "detail": "no automated dependency updates observed",
                "points": 0,
                "status": "missed",
                "details": [
                  {
                    "code": "no_dependency_automation",
                    "params": {}
                  }
                ],
                "max_points": 8
              },
              {
                "key": "openssf_scorecard_pinned_dependencies",
                "name": "OpenSSF Scorecard: Pinned-Dependencies",
                "detail": "dependency not pinned by hash detected -- score normalized to 0",
                "points": 0,
                "status": "missed",
                "details": [],
                "max_points": 10
              }
            ]
          },
          {
            "key": "ai_code_legibility",
            "band": "moderate",
            "name": "Code legibility for models",
            "note": null,
            "notes": [],
            "value": 55,
            "inputs": {
              "primary_language": "Ruby",
              "largest_source_bytes": 97409,
              "source_files_sampled": 1217,
              "oversized_source_files": 5
            },
            "components": [
              {
                "key": "type_checkable_code",
                "name": "Type-checkable code",
                "detail": "Ruby without a type-check config",
                "points": 0,
                "status": "missed",
                "details": [
                  {
                    "code": "no_typecheck_config_language",
                    "params": {
                      "language": "Ruby"
                    }
                  }
                ],
                "max_points": 45
              },
              {
                "key": "manageable_file_sizes",
                "name": "Manageable file sizes",
                "detail": "5/1217 source files over 60KB",
                "points": 54.8,
                "status": "partial",
                "details": [
                  {
                    "code": "oversized_source_files",
                    "params": {
                      "kb": 60,
                      "sampled": 1217,
                      "oversized": 5
                    }
                  }
                ],
                "max_points": 55
              }
            ]
          }
        ],
        "description": "How well is the repo equipped to be developed and maintained with AI coding agents? An independent, experimental badge — weight 0.0, so it is surfaced on its own and does not affect the overall health score."
      }
    ],
    "metrics_version": "1.13.0"
  },
  "warnings": [
    "Star history unavailable: GitHub GraphQL error: Resource not accessible by personal access token"
  ],
  "report_type": "repository",
  "generated_at": "2026-07-24T18:14:39.791571Z",
  "schema_version": "0.27.0",
  "badge_url": "https://raw.githubusercontent.com/inspect-software/badges/main/v1/m/moovfinancial/moov-ruby.svg",
  "full_name": "moovfinancial/moov-ruby",
  "license_state": "standard",
  "license_spdx": "Apache-2.0"
}
Scores are signals, not warranties. They reflect publicly visible practices on GitHub — not a code audit, and not a security guarantee.
Missing data is excluded and weights renormalized, never scored as zero. Methodology is versioned and open: metrics v1.13.0, schema v0.27.0 — full methodology · metrics wiki.
How one result sits in the wider record: aggregate statistics — RubyGems.
Software health index

Score profile

Ownership

Package ecosystems

Metrics by category

Key facts

Data collection warnings

More detail

Related records
