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"body": "Per specification section \"B.3.2 Kontoverbindung international\":\n\n> Ist der BPD-Parameter \"Nationale Kontoverbindung erlaubt\" in HISPAS mit \"N\" belegt, so darf nur die internationale Kontoverbindung durch IBAN und BIC verwendet werden.",
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"body": "The logic was written when HITANSv6 was the newest version and also the only one that supported PSD2. Nowadays we have even newer versions and some banks support _only_ those (not anymore v6), so we need to be more lenient here.",
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"body": "Add CAMT XML parser with automatic MT940 fallback",
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"headline": "Merge pull request #533 from ticktoo/master",
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"headline": "fix min PHP version",
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"oid": "a10933390456cafaf3709b11f8a935f4d7a497b2",
"body": "Fixes #527 - German banks disabled MT940 format (HIKAZS) in November 2025.\n\nThis commit adds the missing CAMT XML parser implementation. While CAMT\nprotocol segment definitions existed (lib/Fhp/Segment/CAZ/*), there was no\nparser to convert the actual CAMT XML data into usable Transaction objects.\n\n\n[…]\nfAccountXML.php\n * Demonstrates both automatic and manual XML usage\n\nBackward compatible - no breaking changes. Existing code using\nGetStatementOfAccount will automatically benefit from XML fallback.",
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"headline": "Add CAMT XML parser with automatic MT940 fallback",
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"headline": "version bump",
"author_name": "Nena Furtmeier",
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"oid": "0a3cd9a568133d9cc87680875803a458d3f09765",
"body": "…ansfer\n\nAdd singleBookingRequested option to SendSEPATransfer",
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"headline": "Merge pull request #529 from timrasche/feature/single-booking-sepa-tr…",
"author_name": "Nena Furtmeier",
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"oid": "fb58bede78f38083a93fb8a8cd46e409f3ef08c6",
"body": "Add support for the 'einzelbuchungGewuenscht' parameter in SEPA batch\ntransfers (Sammelüberweisungen). This allows callers to request that\neach transaction appears as a separate entry on the bank statement\ninstead of being grouped as a single batch booking.\n\nChanges:\n- Add singleBookingRequested pro\n[…]\nn type to HICMESv1\n- Add return type to getParameter() in HICCMSv1\n\nUsage:\n $action = SendSEPATransfer::create($account, $painXml)\n ->setSingleBookingRequested(true);\n $fints->execute($action);",
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"headline": "Add singleBookingRequested option to SendSEPATransfer",
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"headline": "#477 Add example code for Verification of Payee",
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"headline": "Merge pull request #513 from Philipp91/vop",
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"author_login": "nemiah",
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"body": "Proposed by ampaze@ in https://github.com/nemiah/phpFinTS/pull/513#issuecomment-3431234981.\n\nCo-authored-by: ampaze <ampaze@gmail.com>\nCo-authored-by: Philipp Keck <git@philippkeck.de>",
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"headline": "Improved heuristic for single-transaction VOP results",
"author_name": "Philipp Keck",
"author_login": "Philipp91",
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"headline": "Serialize BaseAction::pollingInfo and vopConfirmationRequest",
"author_name": "Philipp Keck",
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"headline": "Update BaseAction::ensureDone() for VOP conditions",
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"headline": "#477 Integration test for VoP on SEPA transfer with Atruvia bank",
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"body": "This initial version only supports confirming VOP requests (not canceling them). And for now we only extract the top-level status code from the VOP response, ignoring all the per-transfer details and additional information (like actual payee name) that the bank delivers.\n\nThis is based on the draft implementation of @ampaze in https://github.com/nemiah/phpFinTS/pull/499.",
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"headline": "#477 Add support for awaiting and then confirming VOP",
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"body": "That way, they can be stashed away while the user is still logging in (which requires a separate `DialogInitialization` action).",
"is_bot": false,
"headline": "Allow serializing actions before they were first executed",
"author_name": "Philipp Keck",
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"body": "…e end\n\nIf, like in `HIUPDv6`, a repeated field is followed by another field, then we need to ensure that the next field writes its content to the correct `$index` (namely behind the space occupied by the repeated field) instead of overwriting the values of the repeated field.\n\nSee https://github.com/nemiah/phpFinTS/issues/521",
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"body": "There's already a warning in the login.php sample code about this.",
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"body": "https://github.com/OskarStark/php-cs-fixer-ga/issues/113\n\nNow it matches the flags of our `composer cs` command.",
"is_bot": false,
"headline": "Add -v --diff --dry-run to docker://oskarstark/php-cs-fixer-ga command",
"author_name": "Philipp Keck",
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"body": "It's the last remaining warning across the code base.",
"is_bot": false,
"headline": "Fix a minor PHP CS Fixer warning in SendSEPADirectDebit.php",
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"headline": "Replace Travis status badge with the one from GitHub Actions",
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"body": "It's not necessary anymore because PHP CS Fixer's `indentation_type` check covers this.",
"is_bot": false,
"headline": "Remove disallowtabs.sh",
"author_name": "Philipp Keck",
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"headline": "Add PHP CS Fixer as a GitHub Action",
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"oid": "529b6ed70531bb43deaa0d095ae5bf46c8ec02ec",
"body": "Travis hasn't run for 3y according to: https://app.travis-ci.com/github/nemiah/phpFinTS?serverType=git",
"is_bot": false,
"headline": "Remove Travis CI config",
"author_name": "Philipp Keck",
"author_login": "Philipp91",
"committed_at": "2025-10-19T15:49:01Z",
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{
"oid": "20ee2201e60077be26412a80ff1b7b13a5d749fb",
"body": "Also use it in ParameterNamensabgleichPruefauftragV1, which is covered by HIVPPSTest to ensure that serialization still works.",
"is_bot": false,
"headline": "Add support for @Unlimited repeated fields",
"author_name": "Philipp Keck",
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"committed_at": "2025-10-19T15:31:47Z",
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"oid": "45cfeed9468e9482d8fa87ad4f63c16b9ace9c5f",
"body": "…@Max",
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"headline": "Add HKVPPTest and HIVPPSTest, to ensure the serialization works with …",
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"body": "Make sure that all actions properly serialize their request-related fields",
"is_bot": false,
"headline": "Merge pull request #514 from Philipp91/action-serialize",
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"author_login": "nemiah",
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{
"oid": "29a57c9a5acc4ab72949b0cae79e327c8db4e195",
"body": "#477 Polish code for easier reuse in VoP implementation",
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"headline": "Merge pull request #512 from Philipp91/vop-minor",
"author_name": "Nena Furtmeier",
"author_login": "nemiah",
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"oid": "e1dc0687a3b90a0fcbe16487d28d9a006a5e42aa",
"body": "#477 Minor fixes for the VOP segments",
"is_bot": false,
"headline": "Merge pull request #511 from Philipp91/vop-segments",
"author_name": "Nena Furtmeier",
"author_login": "nemiah",
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{
"oid": "4f82d009dc12143a3b78b4881390a076acb9c61d",
"body": "…ields\n\nSome maneuvers in the FinTs protocol (like multi-TAN, which we don't currently support, or VOP, which we're adding support for) require re-submitting the same action later, using an identical request. If the application wants to do this in a separate PHP process (because the maneuver require\n[…]\n least today doesn't ask for a TAN either), this commit implements proper serialization in all actions for consistency (so that if someone forks an action in the future, they don't forget about this).",
"is_bot": false,
"headline": "Make sure that all actions properly serialize their request-related f…",
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{
"oid": "533efa1f63871759e31f3b2dba97426a8476dcb4",
"body": "As the counterpart of Parser::parseSegments().",
"is_bot": false,
"headline": "Add Serializer::serializeSegments()",
"author_name": "Philipp Keck",
"author_login": "Philipp91",
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{
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"headline": "Improve error messages about wrapper segments from Message::parse()",
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"oid": "73c35a60cdc6828ca1b477af5b59e4a52d094cce",
"body": "It's a more general concept, simply meaning the continuation of a process on the server (whether it produces output as a series of pages or not).\n\nThis is technically a breaking change, but I suspect no real clients use this symbol directly in their application code.",
"is_bot": false,
"headline": "Rename Rueckmeldungscode::PAGINATION to ::AUFSETZPUNKT",
"author_name": "Philipp Keck",
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"oid": "4b52bce45e8608a8b598fcfe78383cf576985150",
"body": "Currently it has only one call site -- calling it from submitTan or checkDecoupledSubmission doesn't seem to work out of the box, because it falsely believes that a TAN request is needed (again). But maybe the TAN request recognition can be fixed in the future so that it can also be used for those. That said, it's not an issue as long as the TAN request is always the last thing that happens (strictly after VoP polling and confirmation).\n\nThis will be used by the future VoP functions in FinTs.",
"is_bot": false,
"headline": "Factor out a FinTs::processServerResponse() helper",
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"headline": "Fix minor lint warnings in FinTs(Peer) and BaseAction",
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{
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"headline": "Mark some void-returning functions in FinTs as such",
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{
"oid": "ae724b40b5af793c123600a5658e5c9fed3ac3c4",
"body": "They have versions in the specification. Also refer to where we got them from in the specification.",
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"headline": "Turn the new DEGs for VoP into versioned classes",
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"headline": "Move HKVPAv1 to the correct directory",
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"body": "Fix most of the remaining CS fixer warnings/diffs",
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"headline": "Merge pull request #509 from Philipp91/cs-fix",
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"author_login": "nemiah",
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"body": "… of IDE and CS Fixer",
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"headline": "Format code with extra parentheses end a fight between auto-formatter…",
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"headline": "Apply a couple of uncontroversial CS Fixer changes",
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"key": "maintained",
"name": "Maintained",
"detail": "18 commit(s) and 2 issue activity found in the last 90 days -- score normalized to 10",
"points": 7.5,
"status": "met",
"details": [],
"max_points": 7.5
},
{
"key": "packaging",
"name": "Packaging",
"detail": "packaging workflow not detected",
"points": 0,
"status": "excluded",
"details": [
{
"code": "no_data",
"params": {}
}
],
"max_points": 5
},
{
"key": "pinned_dependencies",
"name": "Pinned-Dependencies",
"detail": "no dependencies found",
"points": 0,
"status": "excluded",
"details": [
{
"code": "no_data",
"params": {}
}
],
"max_points": 5
},
{
"key": "sast",
"name": "SAST",
"detail": "SAST tool is not run on all commits -- score normalized to 0",
"points": 0,
"status": "missed",
"details": [],
"max_points": 5
},
{
"key": "security_policy",
"name": "Security-Policy",
"detail": "security policy file not detected",
"points": 0,
"status": "missed",
"details": [],
"max_points": 5
},
{
"key": "signed_releases",
"name": "Signed-Releases",
"detail": "no releases found",
"points": 0,
"status": "excluded",
"details": [
{
"code": "no_data",
"params": {}
}
],
"max_points": 7.5
},
{
"key": "token_permissions",
"name": "Token-Permissions",
"detail": "No tokens found",
"points": 0,
"status": "excluded",
"details": [
{
"code": "no_data",
"params": {}
}
],
"max_points": 7.5
},
{
"key": "vulnerabilities",
"name": "Vulnerabilities",
"detail": "0 existing vulnerabilities detected",
"points": 7.5,
"status": "met",
"details": [],
"max_points": 7.5
}
]
},
{
"key": "high_risk_jurisdiction_exposure",
"band": "excellent",
"name": "High-Risk Jurisdiction Exposure",
"note": "Only high-confidence self-published location evidence affects this multiplier. Ambiguous matches are review-only; country evidence is not proof of nationality, citizenship, legal registration, malicious intent, or sanctions status.",
"notes": [
{
"code": "jurisdiction_evidence_limits",
"params": {}
}
],
"value": 100,
"inputs": {
"meaning": "self-published location evidence; not nationality or citizenship",
"red_flag": false,
"exposures": [],
"policy_countries": [
"Russia",
"Iran",
"North Korea"
],
"review_only_matches": 0,
"assessed_self_published_locations": 5
},
"components": [
{
"key": "policy_exposure_multiplier",
"name": "Policy exposure multiplier",
"detail": "no confirmed policy-scope location match",
"points": 100,
"status": "met",
"details": [
{
"code": "jurisdiction_no_match",
"params": {}
}
],
"max_points": 100
}
]
}
],
"description": "Are visible security and supply-chain practices strong, with no malicious dependency and no unresolved high-risk jurisdiction exposure?"
},
{
"key": "ai_readiness",
"band": "at_risk",
"name": "AI Readiness",
"value": 39,
"weight": 0,
"metrics": [
{
"key": "ai_agent_context",
"band": "at_risk",
"name": "Agent context & guidance",
"note": null,
"notes": [],
"value": 32,
"inputs": {
"has_llms_txt": false,
"legible_history_share": 0.61,
"agent_instruction_files": [],
"agent_instruction_max_bytes": null
},
"components": [
{
"key": "agent_instructions",
"name": "Agent instructions",
"detail": "no CLAUDE.md / AGENTS.md / editor rules",
"points": 0,
"status": "missed",
"details": [
{
"code": "no_agent_instructions",
"params": {}
}
],
"max_points": 45
},
{
"key": "machine_readable_docs_llms_txt",
"name": "Machine-readable docs (llms.txt)",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 15
},
{
"key": "legible_commit_history",
"name": "Legible commit history",
"detail": "61 of 100 human commits state their intent (structured subject or explanatory body)",
"points": 32.5,
"status": "partial",
"details": [
{
"code": "legible_history",
"params": {
"legible": 61,
"sampled": 100
}
}
],
"max_points": 40
}
]
},
{
"key": "ai_verify_loop",
"band": "at_risk",
"name": "Verify loop (build / test / typecheck)",
"note": "Excluded from scoring (no data or not applicable): OpenSSF Scorecard: Pinned-Dependencies. Remaining weights renormalized.",
"notes": [
{
"code": "excluded_no_data",
"params": {
"components": [
"openssf_scorecard_pinned_dependencies"
]
}
},
{
"code": "weights_renormalized",
"params": {}
}
],
"value": 37,
"inputs": {
"has_nix": false,
"has_tests": true,
"lockfiles": [],
"has_dockerfile": false,
"typed_language": false,
"bootstrap_files": [],
"has_devcontainer": false,
"has_linter_config": true,
"typecheck_configs": [],
"agent_commit_share": 0,
"toolchain_manifests": [],
"dependency_bot_commit_share": 0
},
"components": [
{
"key": "one_command_bootstrap",
"name": "One-command bootstrap",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 18
},
{
"key": "automated_tests",
"name": "Automated tests",
"detail": null,
"points": 22,
"status": "met",
"details": [],
"max_points": 22
},
{
"key": "lint_format_config",
"name": "Lint / format config",
"detail": ".php-cs-fixer.php",
"points": 11,
"status": "met",
"details": [
{
"code": "file_list",
"params": {
"files": ".php-cs-fixer.php"
}
}
],
"max_points": 11
},
{
"key": "static_type_checking",
"name": "Static type checking",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 11
},
{
"key": "reproducible_environment",
"name": "Reproducible environment",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 10
},
{
"key": "demonstrated_agent_practice",
"name": "Demonstrated agent practice",
"detail": "no agent-authored commits among the last 100",
"points": 0,
"status": "missed",
"details": [
{
"code": "no_agent_authored_commits",
"params": {
"sampled": 100
}
}
],
"max_points": 10
},
{
"key": "automated_maintenance",
"name": "Automated maintenance",
"detail": "no automated dependency updates observed",
"points": 0,
"status": "missed",
"details": [
{
"code": "no_dependency_automation",
"params": {}
}
],
"max_points": 8
},
{
"key": "openssf_scorecard_pinned_dependencies",
"name": "OpenSSF Scorecard: Pinned-Dependencies",
"detail": "no dependencies found",
"points": 0,
"status": "excluded",
"details": [
{
"code": "no_data",
"params": {}
}
],
"max_points": 10
}
]
},
{
"key": "ai_code_legibility",
"band": "moderate",
"name": "Code legibility for models",
"note": null,
"notes": [],
"value": 55,
"inputs": {
"primary_language": "PHP",
"largest_source_bytes": 63153,
"source_files_sampled": 356,
"oversized_source_files": 1
},
"components": [
{
"key": "type_checkable_code",
"name": "Type-checkable code",
"detail": "PHP without a type-check config",
"points": 0,
"status": "missed",
"details": [
{
"code": "no_typecheck_config_language",
"params": {
"language": "PHP"
}
}
],
"max_points": 45
},
{
"key": "manageable_file_sizes",
"name": "Manageable file sizes",
"detail": "1/356 source files over 60KB",
"points": 54.8,
"status": "partial",
"details": [
{
"code": "oversized_source_files",
"params": {
"kb": 60,
"sampled": 356,
"oversized": 1
}
}
],
"max_points": 55
}
]
},
{
"key": "ai_interfaces",
"band": "at_risk",
"name": "Machine-readable interfaces",
"note": null,
"notes": [],
"value": 40,
"inputs": {
"example_dirs": [
"samples"
],
"has_mcp_signal": false,
"api_schema_files": []
},
"components": [
{
"key": "api_schema_openapi_graphql_proto",
"name": "API schema (OpenAPI/GraphQL/proto)",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 40
},
{
"key": "mcp_server",
"name": "MCP server",
"detail": null,
"points": 0,
"status": "missed",
"details": [],
"max_points": 20
},
{
"key": "runnable_examples",
"name": "Runnable examples",
"detail": "samples",
"points": 40,
"status": "met",
"details": [
{
"code": "file_list",
"params": {
"files": "samples"
}
}
],
"max_points": 40
}
]
}
],
"description": "How well is the repo equipped to be developed and maintained with AI coding agents? An independent, experimental badge — weight 0.0, so it is surfaced on its own and does not affect the overall health score."
}
],
"metrics_version": "1.13.0"
},
"warnings": [
"Star history unavailable: GitHub GraphQL error: Resource not accessible by personal access token",
"No resolved dependencies carried a version and a supported ecosystem"
],
"report_type": "repository",
"generated_at": "2026-07-23T15:46:37.502570Z",
"schema_version": "0.27.0",
"badge_url": "https://raw.githubusercontent.com/inspect-software/badges/main/v1/n/nemiah/phpFinTS.svg",
"full_name": "nemiah/phpFinTS",
"license_state": "standard",
"license_spdx": "MIT"
}